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Irrevocable life insurance trusts can skirt taxes but cost you flexibility ...
May 8, 2010 . An irrevocable life insurance trust is a tool that can help beneficiaries erase the tax . If you want to take out a loan against your policy, forget it.
http://www.insure.com/articles/lifeinsurance/trusts.html
Save Taxes - Basics of an Irrevocable Life Insurance Dynasty Trust
For US persons, an irrevocable life insurance trust (ILIT) is arguably the most . If policy loans are not important during the term of the policy, then a single .
http://livingtrustnetwork.com/estate-planning-center/revocable-living-trust/what-the-experts-say/save-taxes-basics-of-an-irrevocable-life-insurance-dynasty-trust.html
252 Lafayette Street (btwn Prince & Spring)
Enhancing the Planning Value of Life Insurance - Elite Advisors Forum
A premium financing arrangement is a series of loans to an irrevocable trust in order to fund a substantial life insurance policy. The lender may be a bank, .
http://www.financial-planning.com/EliteAdvisorForum/news/-2674647-1.html
DRAFTING A FLEXIBLE IRREVOCABLE LIFE INSURANCE TRUST ...
Jun 23, 2009 . An irrevocable life insurance trust ("ILIT") is widely recognized as one . The loan should be evidenced by a promissory note bearing a rate of .
http://www.wealthstrategiesjournal.com/articles/2009/06/drafting-a-flexible-irrevocabl.html
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DIGS Soho
Premium Finance & Financing Life Insurance
The borrower will then pay loan interest to the lender using annual gifts from the client. Ultimately the heirs will receive the life insurance proceeds from the trust .
http://hnwlifeinsurance.com/life-insurance-solutions/life-insurance-premium-finance/
Distributing Assets from a Life Insurance Trust | Rocket Lawyer
The advantage of using a life insurance trust, rather than simply owning the life . the trust may be distributing the loans or the purchased assets instead of the .
http://www.rocketlawyer.com/article/distributing-assets-from-a-life-insurance-trust.rl
Hours: Mon-Fri 11-8 PM Sun 12-7 PM
Life insurance trust - Wikipedia, the free encyclopedia
A life insurance trust is an irrevocable, non-amendable trust which is both the . to either purchase assets from the insured's estate or loan insurance proceeds to .
http://en.wikipedia.org/wiki/Life_insurance_trust
Ruling Offers Flexibility For Irrevocable Life Insurance Trust Setup ...
How can an individual unravel an irrevocable life insurance trust without . are not taxable, and can often be accessed through a loan without triggering gain.
http://www.lorman.com/newsletters/article.php?article_id=1031&newsletter_id=224&category_id=6
Phone: 888-254-DIGS (3447)
212-226-3363
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Herz Solutions : Herz Media : A Herz Financial Company
Privately financed life insurance, also known as self-financing, is a loan between you and an Irrevocable Life Insurance Trust (ILIT) or between an existing entity .
http://www.herzfinancial.com/media/article.asp?intArticleID=27
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558 Broadway between Prince and Spring
Investor Initiated Life Insurance Arrangements
If the customer passes away during the initial loan term, the irrevocable trust would collect the life insurance proceeds, repay the loan, and distribute the .
http://www.icemiller.com/enewsletter/Feb08/InvestorInitiatedLifeInsuranceArrangements.htm
Phone: +1-212 343 2722
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LEGACY
Trust-Owned Life Insurance: Policy Review and Funding Techniques
Within such an estate plan, life insurance can be used to accomplish the following . the performance of a life insurance contract owned as an investment of the trust. . Loans to pay life insurance premiums will fall into one of two categories: .
http://www.nysscpa.org/cpajournal/2007/207/essentials/p48.htm
Irrevocable Life Insurance Trust | ILIT
An Irrevocable Life Insurance Trust (“ILIT”) is an Irrevocable Trust, which owns . borrowing against the policy; and pledging the policy as collateral for a loan.
http://www.tanseyestateplanning.com/ilit.html
Estate and Financial Planning Drafting Flexibility into an Irrevocable ...
Elements of a typical irrevocable life insurance trust. . grantor dies, the cumulative loan and accrued interest are paid back to the trust from the grantor's estate.
http://www.americanbar.org/newsletter/publications/gp_solo_magazine_home/gp_solo_magazine_index/trustfund.html
LEGACY
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It's The Law: Tax Free Life Insurance Trust Can Be a Great Idea ...
Learn more about It's The Law: Tax Free Life Insurance Trust Can Be a Great Idea . the policy for a loan or to obtain a policy loan from the insurance company .
http://www.wgmorris.com/Articles/Tax-Free-Life-Insurance-Trust-Can-Be-a-Great-Idea.shtml
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ONASSIS
Irrevocable Life Insurance Trust (ILIT) - The Wealth Counselor
When such a trust holds a life insurance policy, usually on the grantor's life, it is an . Similarly, if the trustee makes a loan to the estate on terms much more .
http://www.thewealthcounselor.com/uploads/1_Irrevocable_Life_Insurance_Trust.pdf
Irrevocable Life Insurance Trust - Wade Ash Woods Hill & Farley
Creating your irrevocable life insurance trust and transferring assets to the trust; . cannot retain any right to take out loans against the policies or to change the .
http://www.wadeash.com/PDF/Resources/Irrevocable%20Life%20Insurance%20Trust.pdf
AmeriServ: Life Insurance Trust
Checking/Savings Rates · CD/IRA Rates · Home Equity Loan Rates . A life insurance trust is a trust that typically holds only insurance policies on the life of the .
https://www.ameriserv.com/life-insurance-trust/
Taxation of Life Insurance: Understand the Issues to Avoid Mistakes
the son so the son can pay off the policy loan. . that exceeds basis, the forgiveness of the loan in ex- . with an irrevocable life insurance trust, and proper .
http://www.naepc.org/journal/issue03l.pdf
(212) 966-8869
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ORIGINAL PENGUIN life insurance trust loan
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Burning Questions (and Even Hotter Answers) About Grantor Trusts
adequate interest and adequate security, assuming the loan was made by a . First, remember that Jordahl involved a trust with life insurance policies and .
http://www.naepc.org/journal/issue07c.pdf
NEA Complimentary Life Insurance | NEA Member Benefits
All eligible members can take advantage of the valuable, automatic, term life insurance coverage provided by NEA Complimentary Life Insurance.
http://www.neamb.com/insurance/nea-complimentary-life-insurance.htm
103 Greene Street
Building Flexibility Into The Typical Irrevocable Life Insurance Trust
A gift of money or property to an irrevocable life insurance trust is a gift that . be included in the grantor's estate, care must be taken to structure the loan so .
http://www.walterhav.com/pubs/Building%20Flexibility%20Irrevocable%20Life%20Insurance%20Trust.pdf
About the Trust | NEA Member Benefits
For over 40 years, the NEA Members Insurance Trust has been creating exclusive, economical life insurance products for NEA members. Our goal is to offer you .
http://www.neamb.com/about-nea-insurance-trust.htm
THE IDIOT TRUST™ - The Weinberg Group
Repay Loans (If Any) from Side Fund During Life or Insurance Proceeds at Death . Create Funded Defective Grantor Trust Using Gift Tax Lifetime Exemptions .
http://www.theweinberggroup.com/ppt_pps/Side%20Fund%20Split-Dollar%20-%20M%20and%20M%20Berg%20-%20Presentation%20-%2011-16-04.ppt
PALMA
Life Insurance and Life Insurance Trusts - American Bar Association
Indeed, by excluding assets from the insured's estate, a life insurance trust can . of the policy, to borrow against the policy, or to use it as collateral for a loan.
http://www.americanbar.org/publications/probate_property_magazine_home/rppt_publications_magazine_2002_02jf_02jf_fogel.html
Are life insurance loans a bad idea? | Bankrate.com
Before you borrow from your life insurance policy, consider the dangers. . on your loan -- or worse, trust that the dividends from your variable universal life .
http://www.bankrate.com/finance/insurance/are-life-insurance-loans-a-bad-idea-1.aspx
Common Uses of Business Owner Life Insurance
When buying life insurance to secure a loan, the company pays the premiums, . life insurance trust (ILIT) can be established for the purposes of owning a life .
http://www.termland.com/business_life_insurance.html
463 Broome Street
New York / NY 10013
Phone: 212 966 1722
PATINA
IRREVOCABLE LIFE INSURANCE TRUSTS - Albertson Davidson ...
An irrevocable life insurance trust (“ILIT”) is an estate planning vehicle used to . an assignment, to pledge the policy for a loan or to borrow against the policy.
http://www.aldavlaw.com/download_file/view/35/97/
CHAPTER FOUR DESIGNING MORE FLEXIBLE AND EFFICIENT ...
The right to use the policy as collateral for a loan. (1. Insured is named as owner of . Irrevocable life insurance trust (ILIT): the most popular form of removing life .
http://www.sdbar.org/cle/092410-four.pdf
451 Broome St.
Estate Tax Tips for Married Couples - SmartMoney.com
Jan 30, 2012 . This is accomplished by authorizing the trustee of the life insurance trust to purchase assets from your estate or make loans to the estate.
http://www.smartmoney.com/retirement/estate-planning/estate-tax-tips-for-married-couples-1300466869017/
Imperial Holdings Inc (IFT.N) Company Profile | Reuters.com
A premium finance transaction is a transaction, in which a life insurance policyholder obtains a loan, through an irrevocable life insurance trust established by .
http://www.reuters.com/finance/stocks/companyProfile?symbol=IFT.N
What Goes Around Comes Around
Asset Protection Riches Out Of Reach - Moses & Singer, LLP
of a properly drafted irrevocable “insurance” trust, the death benefit may also . dividend or interest under, or loan value of, an unmatured life insurance contract .
http://mosessinger.com/articles/files/Asset_Protection_Riches_Out_of_Reach.pdf
The Pros and Cons of Irrevocable Life Insurance Trusts
Using irrevocable life insurance trusts, you can move life insurance benefits out . policy to the trust, you 1) give up control over that policy, 2) can't make loans or .
http://www.fdcpa.com/Tax/0905NewsIrrevocableLifeInsuranceTrusts.htm
Irrevocable Insurance Trust - General Explanation of Advantages ...
POLICY LOANS. Most whole life insurance policies accumulate a cash value as they get older. The policy and trust provisions will generally permit the person .
http://www.lentzlaw.com/CM/Articles/Articles5.asp
351 West Broadway
Can You Trust the Trustee? • Morris, Manning & Martin, LLP
Mar 23, 2011 . The majority of life insurance policies sold into the secondary market . The loan from the trust was unsecured and did not pay a rate of interest .
http://www.mmmlaw.com/media-room/publications/newsletter/can-you-trust-the-trustee
Irrevocable Life Insurance Trust - Welcome to the Law Offices of ...
An Irrevocable Life Insurance Trust, commonly called an ILIT, is a unique legal . The terms of the ILIT should allow the trustee to make loans to, or purchase .
http://www.legaljones.com/irrevocablelifeinsurancetrust.html
SAO
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Phone: 212-334-0456
TSE
120 Wooster Street
ILIT- Irrevocable Life Insurance Trust Incidents of Ownership | Leech ...
HomeILIT- Irrevocable Life Insurance Trust Incidents of Ownership . the policy for a loan, or; Obtain from the insurer a loan against the policy's surrender value.
http://leechtishman.com/publications/ilit-irrevocable-life-insurance-trust-incidents-of-ownership/
IRREVOCABLE LIFE INSURANCE TRUSTS
Consideration of income tax consequences should be given prior to transfer of a policy to an irrevocable life insurance trust where the policy loan exceeds basis.
http://gift-estate.com/CRTrust/ilit.html
JOHN VARVATOS
122 Spring Street
Phone: 212-965-0700
ALEXIA CRAWFORD ACCESSORIES
199 Prince Street
Phone: (212) 473-9703
ANN TAYLOR LOFT
560 Broadway
Phone: (212) 625-0427
ASH FRANCOMB
35 Crosby Street
Phone: (212) 334-3435
ANNE FONTAINE
93 Greene Street
Phone: (212) 343-3154
BAGUTTA LIFE
72 Greene Street
Phone: (212) 925-5216
BELIEVE IT NYC
529 Broome Street
Phone: (212) 334-7223
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138 Wooster Street
Phone: (212) 995-5048
BICHE DE BERE
482 West Broadway
Phone: (212) 598-0571
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174 Spring Street
Phone: (212) 226-9292
BIG DROP
425 West Broadway
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504 Broadway
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355 West Broadway
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Advantages of an Irrevocable Life Insurance Trust (ILIT) | Stein ...
Mar 1, 2012 . A properly drafted Irrevocable Life Insurance Trust (ILIT) provides a number . by purchasing assets from the grantor's estate or through a loan.
http://www.steinsperling.com/media-and-events/media/advantages_of_an_irrevocable_life_insurance_trust_ilit
106 Wooster Street
Phone: (212) 965-5330
Private Financing Client Guide - JHLifeInsurance
Private Financing refers to a loan arrangement between you and an. Irrevocable Life Insurance Trust (ILIT)1 in which you make loans of annual premiums on a .
http://jh1.jhlifeinsurance.com/vgn-ext-templating/v/index.jsp?vgnextoid=3bf624e0b4266310VgnVCM1000003e86fa0aRCRD&vgnextchannel=eec0287d5e35c210VgnVCM100000578bfa0aRCRD
406 Broome Street
Phone: (212) 925-6200
CALYPSO ST. BARTH
280 Mott Street
Phone: (212) 965-0990
CALYPSO AU MARCHE
426 Broome Street
Phone: (212) 941-9700
CHANEL BOUTIQUE
130 Spring Street
Phone: (212) 334-0055
CHRISTOPHER FISCHER
80 Wooster
Phone: (212) 965 9009
CLEO & PATEK
367 West Broadway
Phone: (212) 431-7541
CRUMPLER
45 Spring Street
Phone: (212) 334-9391
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474 Broome Street
Phone: (212) 274-9700
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434 West Broadway
Phone: (212) 965-8000
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462 Broadway
Phone: (212) 334-7444
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154 Prince Street
Phone: (212) 966-3635
DETOUR-MEN’S
425 West Broadway
Phone: (212) 219-2692
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472 West Broadway
Phone: (212) 979-6315
DKNY
420 West Broadway
Phone: (646) 613-1100
DO KHAM: THE TIBET EMPORIUM
51 Prince
Phone: (212) 966-2404
DOSA
107 Thompson
Phone: (212) 431-1733
EARL JEAN
160 Mercer
Phone: (212) 226-8709
EILEEN FISHER
395 West Broadway
Phone: (212) 431-4567
FELICIA FARRAR
25 Thompson
Phone: (212) 560-9128
FLYING A
169 Spring
Phone: (212) 965-9090
FORAVI
542 Broadway
Phone: (212) 966-1970
FRENCH CONNECTION
435 West Broadway
Phone: (212) 219-1197
IVAN GRUNDAHL/LINEA S
94 Grand Street
Phone: (212) 334-4964
GUESS?
537 Broadway
Phone: (212) 226-9545
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140 Wooster Street
Phone: (212) 995-8108
HELIANTHUS
196 Spring Street
Phone: (212) 966-6435
HUGO HUGO BOSS
132 Greene Street
Phone: (212) 965-1300
IF... SOHO NY
94 Grand
Phone: (212) 334-4964
INA
101 Thompson
Phone: (212) 941-4757
INSTITUT
97 Spring Street
Phone: (212) 431-5521
J. CREW
99 Prince Street
Phone: (212) 966-2739
J. LINDEBERG
126 Spring Street
Phone: (212) 625-9403
JACK SPADE
56 Greene Street
Phone: (212) 625-1820
JILL STUART
100 Greene
Phone: (212) 343-2300
JJ TURK
510 Broome
Phone: (212) 625-9454
JNBY
75 Greene Street
Phone (212) 219-2529
KABAY
339 West Broadway
Phone: (212) 925-9631\
KAORI'S CLOSET
71 West Houston Street
Phone: (212) 387-7788
KATE SPADE
454 Broome Street
Phone: (212) 274-1991
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117 Crosby Street
Phone: (212) 941-7093
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62 Greene Street
Phone: (212) 226-6051
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597 Broadway
Phone: (212) 965-0283
KORS
159 Mercer
Phone: (212) 966-5880
LAUNDRY by Shelli Segal
97 Wooster
Phone: (212) 334-9433
LINUS
160 Spring Street
Phone: (917) 237-0222
LIORA MANNE
91 Grand Street
Phone: (212) 965-0302
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Guaranty Bank :: Irrevocable Life Insurance Trusts
An irrevocable life insurance trust (or an ILIT) is established to provide life insurance proceeds to named beneficiaries upon the death of the individual creating .
http://www.guaranty-bank.com/trust/trust-services/irrevocable-life-insurance-trusts
Phone: (212) 343-7425
LOUNGE
593 Broadway
Phone: (212) 226-7585
LUCKY BRAND DUNGAREES
38 Greene Street
Phone: (212) 625-0707
LYNN PARK
51 Wooster Street
Phone: (212) 965-5133
m0851
115 Mercer
Phone: (212) 431-3069
MALO
125 Wooster Street
Phone: (212) 941-7444
MANKIND
8 Greene Street
Phone: (212) 966-5146
MARC JACOBS
163 Mercer
Phone: (212) 343-1490
Update on Insurable Interests - Husch Blackwell Sanders LLP
irrevocable life insurance trust (ILIT), federal transfer tax benefits can be achieved . . employees lives but was denied interest deductions claimed on loans .
http://www.huschblackwell.com/files/Publication/66fd8501-3920-4bda-af98-bdcac28cf0c0/Presentation/PublicationAttachment/d5e1a300-33b1-4969-b1f4-be226b147a2c/Article_InsurableInterests_Kingma.pdf
65 Mercer
Phone: (212) 431-4120
MARITHE + FRANCOIS GIRBAUD
47 Wooster
Phone: (212) 625-0066
MAX STUDIO
426 West Broadway
Phone: (212) 941-1141
MAXMARA
450 West Broadway
Phone: (212) 674-1817
MIU MIU
100 Prince
Phone: (212) 334-5156
NANETTE LEPORE BOUTIQUE
423 Broome Street
Phone: (212) 219-8265
NICOLE MILLER SOHO
77 Greene Street
Phone: (212) 219-1825
OLIVE AND BETTE’
158 Spring Street
Phone: (646) 613-8772
ONWARD SOHO
172 Mercer
Phone: (212) 274-1255
THE ORIGINAL LEATHER STORE
176 Spring
Phone: (212) 219-8210
PATAGONIA
101 Wooster Street
Phone: (212) 343-1776
PHAT FARM/BABY PHAT
129 Prince
Phone: (212) 533-7428
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128 Wooster
Phone: (212) 226-3600
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575 Broadway
Phone: (212) 334-8888
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521 Broadway
Phone: (212) 334-7861
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109 Spring Street
Phone: (212) 334-4500
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379 West Broadway
Phone: (212) 625-1660
RAMPAGE
127 Prince Street
Phone: (212) 995-9569
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109 Prince
Phone: (212) 673-6300
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22-28 Wooster
Phone: (212) 334-3860
ROSEBUD
131 Thompson
Phone: (646) 602-1565
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237 Centre Street
Phone: (212) 226-0069
SAC BOUTIQUE
115 Grand Street
Phone: (212) 431-2576
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124 Spring Street
Phone: (212) 226-4330
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529 Broadway
Phone: (212) 941-7086
SKECHERS
530 Broadway
Phone: (212) 431-8803
STACKHOUSE
276 Lafayette
Phone: (212) 925-6931
STELLA MCCARTNEY
112 Greene Street
Phone:
(212) 255 1556
STEVEN ALLAN
60 Wooster
Phone: (212) 334-6354
STUSSY
140 Wooster
Phone: (212) 995-8787
SUPREME
274 Lafayette
Phone: (212) 966-7799
SWISS ARMY SOHO
136 Prince
Phone: (212) 965-5714
TAG HEUER BOUTIQUE
422 West Broadway
Phone: ( 212) 965-5304
TED BAKER LONDON
107 Grand
Phone: (212) 343-8989
Split-Dollar Insurance and the Closely Held Business
Which party pays the interest on any policy loans? How Benefits under . business context the employee (or an irrevocable life insurance trust established .
http://www.americanbar.org/content/dam/aba/publications/rpte_ereport/2009/october/te_brody_harris_shenkman.authcheckdam.pdf
440 Broadway
Phone: (212) 219-9966
UNION
172 Spring Street
Phone: (212) 226-8493
UNITED COLORS OF BENETTON
555 Broadway
Phone: (212) 941-8010
VIVIENNE TAM
Financing
Typically, premium financing is a fair market loan arrangement between a commercial lender and an irrevocable life insurance trust (ILIT), where the lender .
http://www.nfp.com/solutions-for-individuals/life-insurance/wealth-transfer/financing
Phone: (212) 966-2398
WOLFORD
122 Greene
Phone: (212) 343-0808
WORK IN PROGRESS
513 Broadway
Phone: (212) 343-2577
X-LARGE
267 Lafayette
Phone: (212) 334-4480
Y & KEI
125 Greene
Phone: (212) 477-7778
YASO
62 Grand
Phone: (212) 941-8506
YELLOW RAT BASTARD
478 Broadway
Phone: (212) 334-2150
YOHJI YAMAMOTO
103 Grand
Phone: (212) 966-9066
ZABARI
506 Broadway
Phone: (212) 431-7980
Childrens Clothing Stores
CALYPSO ENFANT
426 Broome
Phone: (212) 966-3234
JULIAN & SARA
103 Mercer
Phone: (212) 226-1989
LES PETITS CHAPELAIS
142 Sullivan
Phone: (212) 505-1927
LILLIPUT
265 Lafayette
Phone: (212) 965-9567
LILLIPUT SOHO KIDS
240 Lafayette
Phone: (212) 965-9201
MAKIE
109 Thompson
Phone: (212) 625-3930
PATAGONIA
101 Wooster
Phone: (212) 343-1776
Leather Stores
ARIZONA
91 Spring Street
Phone: (212) 941-7022
HUNTING WORLD
118 Greene
Phone: (212) 431-0086
IL BISONTE
120 Sullivan Street
Phone: (212) 966-8773
LE BO PARIS
135 Prince
Phone: (212) 979-0082
THE ORIGINAL LEATHER STORE
176 Spring
Phone: (212) 219-8210
PETER HERMANN LEATHER GOODS
118 Thompson
Phone: (212) 966-9050
SILVERADO
542 Broadway
Phone: (212) 966-4470
Lingerie Stores
BODYHINTS
462 West Broadway
Phone: (212) 777-8677
ERES
98 Wooster
Phone: (212) 431-7300
LE CORSET BY SELIMA
80 Thompson
Phone: (212)334-4936
Maternity Stores
PUMPKIN MATERNITY
407 Broome (at Lafayette)
Phone: (212) 334-1809
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CHELSEA GIRL
63 Thompson
Phone: (212) 343-1658
PATINA
451 Broome
Phone: (212) 625-3375
WHAT GOES AROUND COMES AROUND
351 West Broadway
Phone: (212) 343-9303
NEA Members Insurance Trust: Glossary | NEA Member Benefits
The sum of money that a whole or permanent life insurance plan accumulates over time which is then available for loans or paid out. Certificate of Insurance .
http://www.neamb.com/insurance/glossary-nea-insurance-trust.htm
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IRREVOCABLE LIFE INSURANCE TRUSTS - TransACT ...
An irrevocable life insurance trust (ILIT) is a trust . existing life insurance policy can be transferred to an ILIT . the trustee may either make loans to or purchase .
http://transactrls.transamerica.com/shared_docs/pdf/OLA_1766_Irrevocable_Life_Insurance_Trusts_Producer_Guide.pdf
