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AMARCORD VINTAGE FASHION

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Mortgage Terminology
For the unprepared, this new terminology can be quite confusing. . advertised rate on the mortgage, because it takes into account points and other credit costs.
http://www.imortgageguide.com/howtoguides/terminology.aspx

Why Pay Points on a Mortgage? - Mortgage Professor
11, 2004, November 27, 2006, August 21, 2011 "A friend from the UK told me that over there mortgage borrowers don't pay points, just an interest rate. Why do .
http://www.mtgprofessor.com/A%20-%20Points/why_pay_points.htm


252 Lafayette Street (btwn Prince & Spring)

Discount Points Definition | Investopedia
For example, on a $200,000 loan, each point would cost $2,000. Assuming the interest rate on the mortgage is 5% and each point lowers the interest rate by .
http://www.investopedia.com/terms/d/discountpoints.asp


Introduction to Mortgages: Basic Mortgage Terminology
But the Mortgage industry can be very confusing for most people. With the terminology used in discussing Mortgages such as appraisals, equity, escrow, points .
http://www.mortgagecalculator.org/helpful-advice/mortgage-terminology.php


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DIGS Soho

Adjustable-Rate Mortgage (ARM) Glossary - Terms, Definitions
Helpful guide to adjustable-rate mortgage (ARM) terms and definitions... . It includes interest as well as points, mortgage insurance, and other fees associated .
http://www.mortgagesfinancingandcredit.org/mortgages/adjustable-rate-mortgages/mortgage-glossary-arm7.htm


Do Homeowners Know Their House Values and Morgage Terms?
Homeowners' understanding of their house values and mortgage terms is of interest to . consecutive years, for a cumulative four percentage point increase, .
http://www.federalreserve.gov/Pubs/feds/2006/200603/200603pap.pdf

Hours: Mon-Fri 11-8 PM Sun 12-7 PM

What Are Points in Mortgage Terms? | Home Guides | SF Gate
During the process of obtaining a home mortgage, the concept of “points” will likely be placed on the table for your consideration. Though considered by some to .
http://homeguides.sfgate.com/points-mortgage-terms-7393.html


Fool.com: Buying a Home, Glossary of Terms
This rate is likely to be higher than the stated note rate or advertised rate on the mortgage, because it takes into account points and other credit costs. The APR .
http://www.fool.com/homecenter/glossary/glossary.htm


Phone: 888-254-DIGS (3447)
              212-226-3363
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Mortgage Dictionary - Glossary of Key Terms | The Truth About ...
The more you know about seemingly complicated mortgage terms, the more fear . actual interest rate you pay on your mortgage, which factors in fees, points, .
http://www.thetruthaboutmortgage.com/mortgage-dictionary/



Opening hours
Mon - Sat 10:00 AM - 9:00 PM
Sun 11:00 AM - 8:00 PM

558 Broadway between Prince and Spring

Mortgage Glossary - The Mortgage Professor
May 2, 2011 . Affordability is usually expressed in terms of the maximum price the consumer could pay for a . Read Can Mortgage Points Be Financed?
http://www.mtgprofessor.com/glossary.htm


Phone: +1-212 343 2722
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LEGACY

Mortgage Points Calculator
You can use this mortgage points calculator to compare a loan with no points versus a loan . The most common mortgage terms are 15, 20, and 30 years.
http://www.money-zine.com/Calculators/Mortgage-Calculators/Mortgage-Points-Calculator/


Tech CU - Personal - Home Mortgage - Tools - Mortgage Terms
Common Mortgage Terms. APR (Annual Percentage rate) . Offered Rate) LTV ( Loan To Value) MI (Mortgage Insurance) Points Rate Full Mortgage Glossary .
https://www.techcu.com/Personal/Home_Loans/Tools/Common_Mortgage_Terms_Defined/


mortgage terms glossary
Common mortgage terms and their definitions. . Each point is equal to one percent (1%) of the loan amount (i.e., two points on a $100,000 mortgage would .
http://www.ourfamilyplace.com/homebuyer/glossary.html

LEGACY
109 thompson st

PNC Mortgage - Glossary of Terms
Use the navigation bar below to locate and read about the terms used . the APR include prepaid interest, private mortgage insurance, closing fees, points, etc.
http://www.pncmortgage.com/Glossary_of_Terms.aspx


Open every day from 12-7

 

ONASSIS

10 Common Mortgage Terms | ZipRealty Real Estate --
Ten commonly used mortgage terms that all real estate consumers should know. . plus additional home loan costs such as origination fees and points.
http://www.ziprealty.com/learning-center/10-must-know-mortgage-terms.jsp

Point (mortgage) - Wikipedia, the free encyclopedia
Points, sometimes also called a "discount point", are a form of pre-paid interest . a point for the purpose of deducting mortgage interest for U.S. income taxes . the Creative Commons Attribution-ShareAlike License; additional terms may apply .
http://en.wikipedia.org/wiki/Point_(mortgage)

Understanding Interest Rates, Points and APR from Bank of America
Interest rates, mortgage points, and what is APR? . The APR is intended to enable you to compare terms of loan products from different lenders and is included .
https://www8.bankofamerica.com/home-loans/learning-center/about-mortgages/rates-points.go


Negotiate Your Loan Terms!
This articles discusses negotiating your loan terms. . On a $100,000 mortgage, a quarter of a point equals $250. Add in another $50 to $200 for the break on the .
http://library.hsh.com/articles/personal-finance/negotiate-your-loan-terms


(212) 966-8869
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ORIGINAL PENGUIN mortgage terminology points

Refinancing - Wikipedia, the free encyclopedia
The terms and conditions of refinancing may vary widely by country, province, . 1 Risks; 2 Points; 3 Types (US loans only) . Main article: Point (mortgage) .
http://en.wikipedia.org/wiki/Refinancing

Mortgage Interest Rate Lock-Ins, Rate Commitment from Lender ...
With this option, the lender lets you lock in both the interest rate and points quoted to you. Your mortgage terms should not increase above the interest rate and .
http://www.mortgagesfinancingandcredit.org/mortgages/rate-lock-ins/rate-lock-commitment1.htm


103 Greene Street

Learn Mortgage Terminology
Learn About Mortgage Terminology . Let's start out with some common terms: . People usually think of points as "discount points" which you can pay to buy .
http://www.dfcmortgage.com/mortgage101.html


Chase Home Loan Glossary - Home Mortgage and Lending Terms
Paying discount points will lower your interest rate (as well as your monthly payment) over the life of the loan.
https://www.chase.com/online/Home-Lending/mortgage-terms.htm


What Do Points Mean in a Mortgage Calculation? | Home Guides ...
A point in mortgage terms is one percent of the loan amount. If the loan amount is $350,000, one point is $3,500, two points is $7,000. Points are fees paid to the .
http://homeguides.sfgate.com/points-mean-mortgage-calculation-7396.html


 

PALMA

Don't Point Finger at Mortgage Points Without Running the Numbers ...
It's one of the first questions a mortgage borrower faces, and many simply . that regardless of the lender's terminology points result in a lower mortgage rate.
http://www.bankingmyway.com/real-estate/mortgages/dont-point-finger-mortgage-points-without-running-numbers


Mortgage points calculator - definition
Bankrate.com provides a FREE mortgage points calculator and other mortgage points calculators to help . Most common terms are 15 years and 30 years.
http://www.bankrate.com/calculators/mortgages/mortgage-loan-points-calculator.aspx

What Are Mortgage Basis Points? - Budgeting Money
When you compare mortgage rates and terms, you will eventually encounter basis points. For example, you talk to a loan officer, telling him/her that you want to .
http://budgeting.thenest.com/mortgage-basis-points-10095.html



463 Broome Street
New York / NY 10013
Phone: 212 966 1722


PATINA

FHA Requirements: Mortgage Insurance
If the loan to value is >90%, the new Annual Premium is 60 basis points (bps). Note: SF forward mortgages with amortization terms of 15 years or less, and a .
http://www.fha.com/fha_requirements_mortgage_insurance.cfm


An Explanation of Mortgage Points | Home Guides | SF Gate
A mortgage point, or discount point, is 1 percent of the loan amount. For example, a point on a . What Are Points in Mortgage Terms? How to Understand Points .
http://homeguides.sfgate.com/explanation-mortgage-points-7387.html

 

451 Broome St.

Mortgage Terms
These mortgage loans must specify how their interest rate changes, usually in terms of a relation to a national index such as (but not always) Treasury bill rates.
http://www.1stprioritymortgage.com/index.php?option=com_content&view=article&id=66&Itemid=70


Mortgage Terms Glossary
Get the basic fundamentals on mortgage related terms and terminologies. . if mortgage rates fall from 7.50% to 7.47%, then they've declined 3 basis points.
http://www.realtor.com/home-finance/mortgages/terms-glossary.aspx



 

What Goes Around Comes Around

Discount point | Mortgage Reference Library
In mortgage terms, this is commonly used to buy down your interest rate. Discount points are usually any percentage, paid in addition to the origination fee .
http://www.brokeroutpost.com/reference/10998.htm

Fannie Mae High Cost Tests: Maximum Points and Fees and ...
The specific Fannie Mae points and fees limitation policy is set forth in the 2010 Fannie Mae Selling Guide Section B2-1.4-01, General Mortgage Terms and .
http://www.docmagic.com/compliance/wizard/2010/may-2010/fannie-mae


What Is a Point in Mortgage Terms? | eHow.com
What Is a Point in Mortgage Terms?. Mortgage lenders and brokers often refer to "points" in when talking about loans. A point is equal to one percent of a .
http://www.ehow.com/facts_5179238_point-mortgage-terms_.html

351 West Broadway

UNDERSTANDING MORTGAGE TERMS - Tuscarawas County
than the stated note rate or advertised rate on the mortgage, because it takes into account points and other credit costs such as private mortgage insurance, loan .
http://www.co.tuscarawas.oh.us/treasurer/Resources/UnderstandingMortgageTerms.pdf


Mortgage Glossary - mortgage terms explained.
1/100th of 1 percent. If an interest rate changes 50 basis points, for example, it has moved 1/2 of 1 percent.
http://www.fedmc.com/glossary.htm


 

SAO
112 Wooster Street
Phone: 212-334-0456

TSE
120 Wooster Street

Mortgage Terms
Mortgage Terms. Amortization: In early years of an amortized loan, almost all of the payment is applied toward interest, while in the last years of the loan, almost .
http://www.tdhca.state.tx.us/homeownership/fthb/terms.htm


Better Mortgage Rates
Getting Better Mortgage Rate Terms. Search . The most common condition on any mortgage is “points.” A point . So on a $200,000 mortgage a point is $2,000.
http://www.askjackaboutdebt.com/content/mortgage_terms.htm

 

JOHN VARVATOS
122 Spring Street
Phone: 212-965-0700

ALEXIA CRAWFORD ACCESSORIES

199 Prince Street
Phone: (212) 473-9703

ANN TAYLOR LOFT

560 Broadway
Phone: (212) 625-0427

ASH FRANCOMB

35 Crosby Street
Phone: (212) 334-3435

ANNE FONTAINE

93 Greene Street
Phone: (212) 343-3154

BAGUTTA LIFE

72 Greene Street
Phone: (212) 925-5216

BELIEVE IT NYC

529 Broome Street
Phone: (212) 334-7223

BETSEY JOHNSON SOHO

138 Wooster Street
Phone: (212) 995-5048

BICHE DE BERE

482 West Broadway
Phone: (212) 598-0571

BIG DROP

174 Spring Street
Phone: (212) 226-9292

BIG DROP

425 West Broadway
Phone: (212) 226-9292

BLOOMINGDALE’S

504 Broadway
Phone: (212) 705-2000

BUFFALO CHIPS

355 West Broadway
Phone: (212) 625-8400

Understanding Mortgage Terminology - Galoor.com
Mortgage terminology - Understanding your mortgage, applying for mortgages and . FHA loans, fixed rate loans, points, and private mortgage insurance (PMI).
http://www.galoor.com/real-estate/2018313-understanding-mortgage-terminology

106 Wooster Street
Phone: (212) 965-5330

Turning Point Mortgage - Terms of Use
The contents of turningpointmortgage.com are owned and copyrighted by Turning Point Mortgage and are protected by the laws of the United States, its treaty .
http://www.turningpointmortgage.com/termsOfUse.html


406 Broome Street
Phone: (212) 925-6200

CALYPSO ST. BARTH
280 Mott Street
Phone: (212) 965-0990

CALYPSO AU MARCHE
426 Broome Street
Phone: (212) 941-9700

CHANEL BOUTIQUE

130 Spring Street
Phone: (212) 334-0055

 

CHRISTOPHER FISCHER
80 Wooster
Phone: (212) 965 9009

CLEO & PATEK

367 West Broadway
Phone: (212) 431-7541

CRUMPLER

45 Spring Street
Phone: (212) 334-9391

CUSTO BARCELONE BOUTIQUE

474 Broome Street
Phone: (212) 274-9700

D&G DOLCE & GABBANA

434 West Broadway
Phone: (212) 965-8000

DAFFY’S

462 Broadway
Phone: (212) 334-7444

DETOUR-LADIES’

154 Prince Street
Phone: (212) 966-3635

DETOUR-MEN’S

425 West Broadway
Phone: (212) 219-2692

DETOUR-WOMEN’S

472 West Broadway
Phone: (212) 979-6315

DKNY

420 West Broadway
Phone: (646) 613-1100

DO KHAM: THE TIBET EMPORIUM

51 Prince
Phone: (212) 966-2404

DOSA

107 Thompson
Phone: (212) 431-1733

EARL JEAN

160 Mercer
Phone: (212) 226-8709

EILEEN FISHER

395 West Broadway
Phone: (212) 431-4567

FELICIA FARRAR

25 Thompson
Phone: (212) 560-9128

FLYING A

169 Spring
Phone: (212) 965-9090

FORAVI

542 Broadway
Phone: (212) 966-1970

FRENCH CONNECTION

435 West Broadway
Phone: (212) 219-1197

IVAN GRUNDAHL/LINEA S

94 Grand Street
Phone: (212) 334-4964

GUESS?

537 Broadway
Phone: (212) 226-9545

HEAD PORTER

140 Wooster Street
Phone: (212) 995-8108

 

HELIANTHUS
196 Spring Street
Phone: (212) 966-6435

HUGO HUGO BOSS

132 Greene Street
Phone: (212) 965-1300

IF... SOHO NY

94 Grand
Phone: (212) 334-4964

INA

101 Thompson
Phone: (212) 941-4757

INSTITUT

97 Spring Street
Phone: (212) 431-5521

J. CREW

99 Prince Street
Phone: (212) 966-2739

J. LINDEBERG

126 Spring Street
Phone: (212) 625-9403

JACK SPADE

56 Greene Street
Phone: (212) 625-1820

JILL STUART

100 Greene
Phone: (212) 343-2300

JJ TURK

510 Broome
Phone: (212) 625-9454

JNBY
75 Greene Street
Phone (212) 219-2529

KABAY

339 West Broadway
Phone: (212) 925-9631\

KAORI'S CLOSET
71 West Houston Street
Phone: (212) 387-7788

KATE SPADE

454 Broome Street
Phone: (212) 274-1991

KAZUYO NAKANO

117 Crosby Street
Phone: (212) 941-7093

KEIKO NEW YORK

62 Greene Street
Phone: (212) 226-6051

KENNETH COLE NEW YORK

597 Broadway
Phone: (212) 965-0283

KORS

159 Mercer
Phone: (212) 966-5880

LAUNDRY by Shelli Segal

97 Wooster
Phone: (212) 334-9433

LINUS

160 Spring Street
Phone: (917) 237-0222

LIORA MANNE

91 Grand Street
Phone: (212) 965-0302

 

LOOPY MANGO

Library and Terminology - Old Virginia Mortgage, Inc.
A mortgage banker or lender funds loans in his or her own name and is usually more competitive than a broker in terms of "points" and "fees". Mortgage Broker: .
http://www.oldvamortgage.com/mortgage-terminology.asp


Phone: (212) 343-7425

LOUNGE

593 Broadway
Phone: (212) 226-7585

LUCKY BRAND DUNGAREES

38 Greene Street
Phone: (212) 625-0707

LYNN PARK

51 Wooster Street
Phone: (212) 965-5133

m0851

115 Mercer
Phone: (212) 431-3069

MALO

125 Wooster Street
Phone: (212) 941-7444

MANKIND

8 Greene Street
Phone: (212) 966-5146

MARC JACOBS

163 Mercer
Phone: (212) 343-1490

Research Center for Mortgage and Home Loans - Yahoo! Homes
Home loans how-to guides covering getting a mortgage, refinancing, home . Compare mortgage terms( i.e. 15yr, 20yr, 30yr) · Should I pay extra points for a .
http://homes.yahoo.com/research-center/

65 Mercer
Phone: (212) 431-4120

MARITHE + FRANCOIS GIRBAUD

47 Wooster
Phone: (212) 625-0066

MAX STUDIO

426 West Broadway
Phone: (212) 941-1141

MAXMARA

450 West Broadway
Phone: (212) 674-1817

MIU MIU

100 Prince
Phone: (212) 334-5156

NANETTE LEPORE BOUTIQUE

423 Broome Street
Phone: (212) 219-8265

NICOLE MILLER SOHO

77 Greene Street
Phone: (212) 219-1825

OLIVE AND BETTE’

158 Spring Street
Phone: (646) 613-8772

ONWARD SOHO

172 Mercer
Phone: (212) 274-1255

THE ORIGINAL LEATHER STORE

176 Spring
Phone: (212) 219-8210

PATAGONIA

101 Wooster Street
Phone: (212) 343-1776

PHAT FARM/BABY PHAT

129 Prince
Phone: (212) 533-7428

PLEATS PLEASE

128 Wooster
Phone: (212) 226-3600

PRADA

575 Broadway
Phone: (212) 334-8888

PUMA

521 Broadway
Phone: (212) 334-7861

QUICKSILVER-BOARDRIDERS CLUB

109 Spring Street
Phone: (212) 334-4500

RALPH LAUREN

379 West Broadway
Phone: (212) 625-1660

RAMPAGE

127 Prince Street
Phone: (212) 995-9569

REPLAY

109 Prince
Phone: (212) 673-6300

REVA MIVASAGAR

22-28 Wooster
Phone: (212) 334-3860

ROSEBUD

131 Thompson
Phone: (646) 602-1565

RUDE GIRL RIVE GAUCHE

237 Centre Street
Phone: (212) 226-0069

SAC BOUTIQUE

115 Grand Street
Phone: (212) 431-2576

SALVATORE FERRAGAMO

124 Spring Street
Phone: (212) 226-4330

SHARAGANO PARIS

529 Broadway
Phone: (212) 941-7086

SKECHERS

530 Broadway
Phone: (212) 431-8803

STACKHOUSE

276 Lafayette
Phone: (212) 925-6931


STELLA MCCARTNEY
112 Greene Street
Phone: (212) 255 1556

STEVEN ALLAN

60 Wooster
Phone: (212) 334-6354

STUSSY

140 Wooster
Phone: (212) 995-8787

SUPREME

274 Lafayette
Phone: (212) 966-7799

SWISS ARMY SOHO

136 Prince
Phone: (212) 965-5714

TAG HEUER BOUTIQUE

422 West Broadway
Phone: ( 212) 965-5304

TED BAKER LONDON

107 Grand
Phone: (212) 343-8989

Common mortgage terms and definitions
Next, compare points and other fees. Finally, analyze the terms of the mortgage. Check whether it allows prepayment without a penalty. If it's an ARM, compare .
http://www.mikewagner.com/mortgage_terms.htm

440 Broadway
Phone: (212) 219-9966

UNION

172 Spring Street
Phone: (212) 226-8493

UNITED COLORS OF BENETTON

555 Broadway
Phone: (212) 941-8010

VIVIENNE TAM

Mortgage Terminology
This glossary of mortgage terminology will help you get familiar with the . Closing costs usually include an origination fee discount points appraisal fee title .
http://www.mortgage101.com/article/mortgage-terminology


Phone: (212) 966-2398

WOLFORD

122 Greene
Phone: (212) 343-0808

WORK IN PROGRESS

513 Broadway
Phone: (212) 343-2577

X-LARGE

267 Lafayette
Phone: (212) 334-4480

Y & KEI

125 Greene
Phone: (212) 477-7778

YASO

62 Grand
Phone: (212) 941-8506

YELLOW RAT BASTARD

478 Broadway
Phone: (212) 334-2150

YOHJI YAMAMOTO

103 Grand
Phone: (212) 966-9066

ZABARI

506 Broadway
Phone: (212) 431-7980

Childrens Clothing Stores

CALYPSO ENFANT

426 Broome
Phone: (212) 966-3234

JULIAN & SARA

103 Mercer
Phone: (212) 226-1989

LES PETITS CHAPELAIS

142 Sullivan
Phone: (212) 505-1927

LILLIPUT

265 Lafayette
Phone: (212) 965-9567

LILLIPUT SOHO KIDS

240 Lafayette
Phone: (212) 965-9201

MAKIE

109 Thompson
Phone: (212) 625-3930

PATAGONIA

101 Wooster
Phone: (212) 343-1776

Leather Stores

ARIZONA

91 Spring Street
Phone: (212) 941-7022

HUNTING WORLD

118 Greene
Phone: (212) 431-0086

IL BISONTE

120 Sullivan Street
Phone: (212) 966-8773

LE BO PARIS

135 Prince
Phone: (212) 979-0082

THE ORIGINAL LEATHER STORE

176 Spring
Phone: (212) 219-8210

PETER HERMANN LEATHER GOODS

118 Thompson
Phone: (212) 966-9050

SILVERADO

542 Broadway
Phone: (212) 966-4470

Lingerie Stores

BODYHINTS

462 West Broadway
Phone: (212) 777-8677

ERES

98 Wooster
Phone: (212) 431-7300

LE CORSET BY SELIMA

80 Thompson
Phone: (212)334-4936

Maternity Stores

PUMPKIN MATERNITY

407 Broome (at Lafayette)
Phone: (212) 334-1809

Vintage Clothing Stores

CHELSEA GIRL

63 Thompson
Phone: (212) 343-1658

PATINA

451 Broome
Phone: (212) 625-3375

WHAT GOES AROUND COMES AROUND

351 West Broadway
Phone: (212) 343-9303

back to top

Home Mortgage Loan Glossary of Terms - Citywide Banks
the stated loan rate for the mortgage, because it takes into account points and . A written letter of agreement detailing the terms and conditions by which the .
http://www.citywidebanks.com/personal-bank/home-loan-glossary.pdf







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Origination Points Definition | Investopedia
Typically, each single origination point represents 1% of the mortgage loan. For example, if you are borrowing $150,000 and the bank is charging you 1.5 .
http://www.investopedia.com/terms/o/originationpoints.asp

 

HOT DEALZ & COOL SAVINGS

Mortgage Points Adviser - Bankrate.com
Bankrate.com provides a FREE mortgage points calculator and other mortgage points calculators to help consumers decide if they should buy points to reduce .
http://www.bankrate.com/calculators/mortgages/mortgage-point-adviser.aspx


Mortgage Terms
Understanding Mortgage Terms. Points, fees, lock period, jumbo, conforming, ARM…and we haven't even mentioned rate and APR! Mortgages may seem .
http://www.rateupdate.com/terms.asp


Mortgage Points - What are the types and how do you benefit?
Nov 24, 2007 . A point in mortgage terms is a value that is equal to 1% of a loan amount. When loan officers talk about points among themselves they are .
http://www.mortgagefit.com/know-how/points.html