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SoHo Boutiques

AMARCORD VINTAGE FASHION

Amarcord Vintage Fashion

Bankruptcy remains on your credit report for up to 10 years
Aug 18, 2010 . Dear LBE,. Bankruptcy is sometimes represented as an easy way out of bad debt, but as you've discovered, that is not the case. While you may .
http://www.experian.com/ask-experian/20100818-bankruptcy-remains-on-your-credit-report-for-up-to-10-years.html


252 Lafayette Street (btwn Prince & Spring)

Ask Mike: Bankruptcy on the credit report - Yahoo! Answers
Jan 27, 2009 . According to credit bureau Experian, the bankruptcy “remains for either 7 years from the filing date if it was a Chapter 13, or 10 years from the .
http://yanswersblog.com/index.php/archives/2009/01/27/ask-mike-bankruptcy-on-the-credit-report/


What Affects Your Credit Score? | TransUnion
Generally, Chapter 7, 11 and 13 bankruptcies appear as public record items on your credit report for up to 10 years after filing. Chapter 13 bankruptcy records .
http://www.transunion.com/personal-credit/credit-issues-bad-credit/what-affects-your-credit-score.page


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DIGS Soho

Chapter 7 Bankruptcy And Your Credit Report After Bankruptcy
The bad news is that your bankruptcy filing can show up on your credit report for as long as ten years from the date of filing. So if someone looks at your credit .
http://www.bankruptcylawnetwork.com/chapter-7-bankruptcy-your-credit-report-and-the-future/


How long does a bankruptcy stay on your credit report
Although it is true that the federal Fair Credit Reporting Act does provide that bankruptcy entries will remain for 10 years, there are some creditors that will only .
http://wiki.answers.com/Q/How_long_does_a_bankruptcy_stay_on_your_credit_report

Hours: Mon-Fri 11-8 PM Sun 12-7 PM

Chapter 13 bankruptcy and your credit report. How to fix what's wrong.
Jun 13, 2011 . After five years of Chapter 13 bankruptcy, your credit will still stink. . didn't even effect the creditors) must remain on a credit report for 10 years.
http://robertweed.com/blog/chapter-13-bankruptcy/chapter-13-bankruptcy-and-your-credit-report/


Remove Bankruptcy from Credit Report | Lexington Law
Remove a questionable bankruptcy from your credit report and begin your credit . for 10 years could all result in a bankruptcy showing up on your credit reports .
http://www.lexingtonlaw.com/credit-education/bankruptcy.html


Phone: 888-254-DIGS (3447)
              212-226-3363
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H & M

H and MH&M Soho carries high fashion and quality at the

How Long Does Bankruptcy Stay on a Credit Report?
. negative information, such as unpaid debts, lawsuits and judgments, on a consumer's credit report for seven years and bankruptcy information for ten years.
http://www.financeclopedia.com/Bankruptcy/Bankruptcy&Credit.php



Opening hours
Mon - Sat 10:00 AM - 9:00 PM
Sun 11:00 AM - 8:00 PM

558 Broadway between Prince and Spring

Building a Better Credit Report
A credit reporting company can report most accurate negative information for seven years and bankruptcy information for 10 years. Information about an unpaid .
http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre03.shtm


Phone: +1-212 343 2722
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LEGACY

Bankruptcy filing comes back to haunt borrower - Chicago Tribune
Dec 9, 2011 . According to FICO, "a bankruptcy is going to be factored into your FICO score until it falls off your credit report. It may take up to 10 years for this .
http://articles.chicagotribune.com/2011-12-09/classified/ct-home-1209-benny-kass-20111209_1_credit-report-fico-score-transunion-and-experian


Lenders may deny credit more than 10 years after a bankruptcy ...
Sep 18, 2011 . Bankruptcies have to be removed from your credit reports after 10 years. Individual lenders, though, are allowed to have much longer memories .
http://articles.latimes.com/2011/sep/18/business/la-fi-montalk-20110918


How Long Does a Bankruptcy Stay on Your Credit Report?
A bankruptcy will stay on your credit report for up to 10 years, but many credit reporting agencies will remove it after 7. This is similar to the reporting period for .
http://bankruptcy-law.freeadvice.com/bankruptcy-law/consumer_bankruptcy/credit_report.htm

LEGACY
109 thompson st

Free Annual Credit Report - Get your free credit report online - Equifax
A credit report does not include information about your checking or savings accounts, bankruptcies that are more than 10 years old, charged-off debts or debts .
http://www.equifax.com/answers/request-free-credit-report/en_cp


Open every day from 12-7

 

ONASSIS

When will my bankruptcy be removed from my credit report?
The Fair Credit Reporting Act (“FCRA”) directs credit reporting agencies to remove bankruptcy case information from all consumer reports ten years after the date .
http://www.oklahoma-bankruptcy-attorney.com/faqs/when-will-my-bankruptcy-be-removed-from-my-credit-report/

Bankruptcy Chapter 7 Personal Consumer ... - Credit Info Center
A Chapter 7 bankruptcy stays on your credit report for 10 years from the date the .
http://www.creditinfocenter.com/bankruptcy/bkfaq.shtml

Restoring Credit after Bankruptcy - Lawyers.com
Generally, your personal bankruptcy stays on your credit report for 10 years. Anyone who looks at your report sees how much debt was wiped out. The net effect: .
http://bankruptcy.lawyers.com/consumer-bankruptcy/Restoring-Credit-after-Bankruptcy.html


do bad credit reports automatically come off after 7 years? | Credit ...
You pull your credit file and there is probably 10 collection agencies in . the problem, or in the cases of Bankruptcy which can stay on as long as 10 years.
http://www.creditkarma.com/question/do-bad-credit-reports-automatically-come-off-after-7-years


(212) 966-8869
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ORIGINAL PENGUIN bankruptcy 10 years credit report

How long does it take for a bankruptcy to come off of your credit ...
Your credit report can show your bankruptcy filing for up to 10 years, but many credit reporting agencies will remove it after seven. This could make it harder to .
http://askville.amazon.com/long-bankruptcy-credit-report/AnswerViewer.do?requestId=8824687

How to Get a Bankruptcy Off Your Credit Report After 10 Years - eHow
Your credit reports are the main ways a lender determines whether or not to grant you a loan or issue you a credit card. Some potential employers even use a .
http://www.ehow.com/how_5701839_bankruptcy-report-after-10-years.html


103 Greene Street

When Will My Bankruptcy Stop Staining My Credit Reports? | Credit ...
Mar 5, 2012 . A: Under the federal Fair Credit Reporting Act, bankruptcies may be reported for no more than ten years from the date of filing. That means your .
http://blog.credit.com/2012/03/when-will-my-bankruptcy-stop-staining-my-credit-reports/


How Long Does Bankruptcy Stay on My Credit Report? Forever?
If you file for chapter 7 bankruptcy, it will be reflected on your credit report for 10 years. A chapter 13 bankruptcy will stay on your credit report for 7 years from the .
http://www.nationalbankruptcyforum.com/chapter-7-bankruptcy/does-bankruptcy-stay-on-my-credit-report-forever/


How Long Does Bankruptcy Stay on My Credit Report
Even though bankruptcy will stay on your credit report for 7-10 years, it won't necessarily affect your credit score the entire time. Many people start rebuilding .
http://credit.about.com/od/bankruptcy/f/bankruptcy-reporting-time-limit.htm


 

PALMA

Myths About Bankruptcy | Rosenberg and Press
You are getting the fact that bankruptcy is reported on your credit report for 10 years mixed up with the effect that reporting will have on your credit. Just because .
http://www.rosenbergandpress.com/myths-about-bankruptcy.php


10 Year Itch: What Happens During the Bankruptcy Process
A bankruptcy can remain on your credit report for up to 10 years. Many people have dealt with bankruptcy all over the United States. Bankruptcy in California is .
http://www.totalbankruptcy.com/overview/what-happens-during-bankruptcy.aspx

How Long Will A Bankruptcy Show On My Credit Reports ...
The law states that credit reporting agencies may not report a bankruptcy case on a person`s credit report after ten years from the date the bankruptcy case is .
http://resources.lawinfo.com/en/legal-faqs/bankruptcy-and-your-credit/federal/how-long-will-a-bankruptcy-show-on-my-credit.html



463 Broome Street
New York / NY 10013
Phone: 212 966 1722


PATINA

I filed for bankruptcy 8 years ago; does it still affect my credit score ...
Bankruptcy is one of the worst negative entries you can have on your credit report and will likely remain there for 10 years. From the time you file bankruptcy, .
http://www.creditkarma.com/question/bankruptcy


Bankruptcy at Experian.com
Chapter 13 bankruptcy remains on your credit history for seven years. Chapters 7 and 11 are reported for 10 years. Credit accounts may be deleted at different .
http://www.experian.com/credit-advice/topic-bankruptcy.html

 

451 Broome St.

How long a bankruptcy stays on your credit report
Usually, a Chapter 7 stays on a credit report for 10 years while a Chapter 13 stays on a credit report for . How long does a bankruptcy stay on your credit report?
http://jenlawyer.com/220/how-long-does-a-bankruptcy-stay-on-your-credit-report/


Legal Ways to Get Bankruptcy Off Your Employee Credit Check ...
According to the Fair Credit Reporting Act, a fully discharged, accurately reported Chapter 7 bankruptcy may remain on a credit report for up to 10 years.
http://smallbusiness.chron.com/legal-ways-bankruptcy-off-employee-credit-check-17020.html



 

What Goes Around Comes Around

Does the 10 years a bankruptcy stays on your credit report start on ...
So, if the FCRA says the Chapter 7 bankruptcy is on the credit report 10 years from the date of the Order for Relief (and 7 years for Chapter 13), then the .
http://wiki.answers.com/Q/Does_the_10_years_a_bankruptcy_stays_on_your_credit_report_start_on_the_date_it_is_filed_or_discharged


How long will bankruptcy hurt my FICO score?
A bankruptcy is going to be factored into your FICO® score until it falls off of your credit report. While it may take up to ten years for a bankruptcy to fall off of your .
http://www.myfico.com/crediteducation/questions/bankruptcy-reach.aspx

351 West Broadway

Your Legal Rights During & After Bankruptcy - National Consumer ...
Stay on My Credit Report? The results of your bankruptcy case will be part of your credit record for ten (10) years. The ten years are counted from the date you .
http://www.nclc.org/images/pdf/older_consumers/cib_bankruptcy_legal_rights.pdf


7 credit tips for after bankruptcy- MSN Money
Apr 12, 2012 . It is important that you understand what happens when you file a bankruptcy. A bankruptcy can remain on your credit report for up to 10 years, .
http://money.msn.com/credit-rating/article.aspx?post=f8f62f4a-9f7b-40e8-ad22-bb88f2399a77


 

SAO
112 Wooster Street
Phone: 212-334-0456

TSE
120 Wooster Street

When Will Bankruptcy Fall Off? | Credit Repair Q & A
In simple English, and relevant to your credit repair this means that the credit bureaus may not report a bankruptcy that is more than 10 years beyond the original .
http://www.skybluecredit.com/credit-repair-q-and-a/bankruptcy-fall-off.htm


Do I reveal my bankruptcy on loan app? - bankruptcy loan resolved ...
Do I have to reveal a bankruptcy that has fallen off my credit report when applying for a car loan. . I'm not sure why 10 years is "the rule".
http://ask.metafilter.com/200807/Do-I-reveal-my-bankruptcy-on-loan-app

 

JOHN VARVATOS
122 Spring Street
Phone: 212-965-0700

ALEXIA CRAWFORD ACCESSORIES

199 Prince Street
Phone: (212) 473-9703

ANN TAYLOR LOFT

560 Broadway
Phone: (212) 625-0427

ASH FRANCOMB

35 Crosby Street
Phone: (212) 334-3435

ANNE FONTAINE

93 Greene Street
Phone: (212) 343-3154

BAGUTTA LIFE

72 Greene Street
Phone: (212) 925-5216

BELIEVE IT NYC

529 Broome Street
Phone: (212) 334-7223

BETSEY JOHNSON SOHO

138 Wooster Street
Phone: (212) 995-5048

BICHE DE BERE

482 West Broadway
Phone: (212) 598-0571

BIG DROP

174 Spring Street
Phone: (212) 226-9292

BIG DROP

425 West Broadway
Phone: (212) 226-9292

BLOOMINGDALE’S

504 Broadway
Phone: (212) 705-2000

BUFFALO CHIPS

355 West Broadway
Phone: (212) 625-8400

How to Remove Bankruptcy After 7 Years | eHow.com
It was never seven (7) years. The Fair Credit Reporting Act (15 U.S.C. Section 1681 et seq) says a bankruptcy can be reported for up to ten (10) years. There are .
http://www.ehow.com/how_2140280_remove-bankruptcy-after-7-years.html

106 Wooster Street
Phone: (212) 965-5330

Credit after bankruptcy - Kansas City Bankruptcy Attorney
Positive accounts remain on your credit report for 10 years. Any positive accounts you had before you filed for bankruptcy will help your overall credit score as .
http://wplawpractice.com/kansas-city-bankruptcy/credit-after-bankruptcy/


406 Broome Street
Phone: (212) 925-6200

CALYPSO ST. BARTH
280 Mott Street
Phone: (212) 965-0990

CALYPSO AU MARCHE
426 Broome Street
Phone: (212) 941-9700

CHANEL BOUTIQUE

130 Spring Street
Phone: (212) 334-0055

 

CHRISTOPHER FISCHER
80 Wooster
Phone: (212) 965 9009

CLEO & PATEK

367 West Broadway
Phone: (212) 431-7541

CRUMPLER

45 Spring Street
Phone: (212) 334-9391

CUSTO BARCELONE BOUTIQUE

474 Broome Street
Phone: (212) 274-9700

D&G DOLCE & GABBANA

434 West Broadway
Phone: (212) 965-8000

DAFFY’S

462 Broadway
Phone: (212) 334-7444

DETOUR-LADIES’

154 Prince Street
Phone: (212) 966-3635

DETOUR-MEN’S

425 West Broadway
Phone: (212) 219-2692

DETOUR-WOMEN’S

472 West Broadway
Phone: (212) 979-6315

DKNY

420 West Broadway
Phone: (646) 613-1100

DO KHAM: THE TIBET EMPORIUM

51 Prince
Phone: (212) 966-2404

DOSA

107 Thompson
Phone: (212) 431-1733

EARL JEAN

160 Mercer
Phone: (212) 226-8709

EILEEN FISHER

395 West Broadway
Phone: (212) 431-4567

FELICIA FARRAR

25 Thompson
Phone: (212) 560-9128

FLYING A

169 Spring
Phone: (212) 965-9090

FORAVI

542 Broadway
Phone: (212) 966-1970

FRENCH CONNECTION

435 West Broadway
Phone: (212) 219-1197

IVAN GRUNDAHL/LINEA S

94 Grand Street
Phone: (212) 334-4964

GUESS?

537 Broadway
Phone: (212) 226-9545

HEAD PORTER

140 Wooster Street
Phone: (212) 995-8108

 

HELIANTHUS
196 Spring Street
Phone: (212) 966-6435

HUGO HUGO BOSS

132 Greene Street
Phone: (212) 965-1300

IF... SOHO NY

94 Grand
Phone: (212) 334-4964

INA

101 Thompson
Phone: (212) 941-4757

INSTITUT

97 Spring Street
Phone: (212) 431-5521

J. CREW

99 Prince Street
Phone: (212) 966-2739

J. LINDEBERG

126 Spring Street
Phone: (212) 625-9403

JACK SPADE

56 Greene Street
Phone: (212) 625-1820

JILL STUART

100 Greene
Phone: (212) 343-2300

JJ TURK

510 Broome
Phone: (212) 625-9454

JNBY
75 Greene Street
Phone (212) 219-2529

KABAY

339 West Broadway
Phone: (212) 925-9631\

KAORI'S CLOSET
71 West Houston Street
Phone: (212) 387-7788

KATE SPADE

454 Broome Street
Phone: (212) 274-1991

KAZUYO NAKANO

117 Crosby Street
Phone: (212) 941-7093

KEIKO NEW YORK

62 Greene Street
Phone: (212) 226-6051

KENNETH COLE NEW YORK

597 Broadway
Phone: (212) 965-0283

KORS

159 Mercer
Phone: (212) 966-5880

LAUNDRY by Shelli Segal

97 Wooster
Phone: (212) 334-9433

LINUS

160 Spring Street
Phone: (917) 237-0222

LIORA MANNE

91 Grand Street
Phone: (212) 965-0302

 

LOOPY MANGO

How To Remove Bankruptcy From Credit Reports | LIVESTRONG ...
Apr 26, 2011 . Bankrupty & Your Credit Report. Step 1. Pull your credit reports 10 years after your filing date and see whether the bankruptcy is still present.
http://www.livestrong.com/article/75101-remove-bankruptcy-credit-reports/


Phone: (212) 343-7425

LOUNGE

593 Broadway
Phone: (212) 226-7585

LUCKY BRAND DUNGAREES

38 Greene Street
Phone: (212) 625-0707

LYNN PARK

51 Wooster Street
Phone: (212) 965-5133

m0851

115 Mercer
Phone: (212) 431-3069

MALO

125 Wooster Street
Phone: (212) 941-7444

MANKIND

8 Greene Street
Phone: (212) 966-5146

MARC JACOBS

163 Mercer
Phone: (212) 343-1490

How Long Does A Bankruptcy Filing Stay On Your Credit Report?
permitted to list accurate negative information on a consumer's credit report history for seven years (7) and bankruptcy information for ten (10) years. Information .
https://www.anthonyplante.com/uploads/How_Long_Does_A_Bankruptcy_Filing_Stay_On_Your_Credit_Report.pdf

65 Mercer
Phone: (212) 431-4120

MARITHE + FRANCOIS GIRBAUD

47 Wooster
Phone: (212) 625-0066

MAX STUDIO

426 West Broadway
Phone: (212) 941-1141

MAXMARA

450 West Broadway
Phone: (212) 674-1817

MIU MIU

100 Prince
Phone: (212) 334-5156

NANETTE LEPORE BOUTIQUE

423 Broome Street
Phone: (212) 219-8265

NICOLE MILLER SOHO

77 Greene Street
Phone: (212) 219-1825

OLIVE AND BETTE’

158 Spring Street
Phone: (646) 613-8772

ONWARD SOHO

172 Mercer
Phone: (212) 274-1255

THE ORIGINAL LEATHER STORE

176 Spring
Phone: (212) 219-8210

PATAGONIA

101 Wooster Street
Phone: (212) 343-1776

PHAT FARM/BABY PHAT

129 Prince
Phone: (212) 533-7428

PLEATS PLEASE

128 Wooster
Phone: (212) 226-3600

PRADA

575 Broadway
Phone: (212) 334-8888

PUMA

521 Broadway
Phone: (212) 334-7861

QUICKSILVER-BOARDRIDERS CLUB

109 Spring Street
Phone: (212) 334-4500

RALPH LAUREN

379 West Broadway
Phone: (212) 625-1660

RAMPAGE

127 Prince Street
Phone: (212) 995-9569

REPLAY

109 Prince
Phone: (212) 673-6300

REVA MIVASAGAR

22-28 Wooster
Phone: (212) 334-3860

ROSEBUD

131 Thompson
Phone: (646) 602-1565

RUDE GIRL RIVE GAUCHE

237 Centre Street
Phone: (212) 226-0069

SAC BOUTIQUE

115 Grand Street
Phone: (212) 431-2576

SALVATORE FERRAGAMO

124 Spring Street
Phone: (212) 226-4330

SHARAGANO PARIS

529 Broadway
Phone: (212) 941-7086

SKECHERS

530 Broadway
Phone: (212) 431-8803

STACKHOUSE

276 Lafayette
Phone: (212) 925-6931


STELLA MCCARTNEY
112 Greene Street
Phone: (212) 255 1556

STEVEN ALLAN

60 Wooster
Phone: (212) 334-6354

STUSSY

140 Wooster
Phone: (212) 995-8787

SUPREME

274 Lafayette
Phone: (212) 966-7799

SWISS ARMY SOHO

136 Prince
Phone: (212) 965-5714

TAG HEUER BOUTIQUE

422 West Broadway
Phone: ( 212) 965-5304

TED BAKER LONDON

107 Grand
Phone: (212) 343-8989

How Does Bankruptcy Affect Your Credit Score?
Aug 16, 2011 . It's true that a bankruptcy can stay on your credit report for up to ten years and it seriously hurts your credit score. However, not filing for .
http://www.moneycrashers.com/bankruptcy-affect-credit-score/

440 Broadway
Phone: (212) 219-9966

UNION

172 Spring Street
Phone: (212) 226-8493

UNITED COLORS OF BENETTON

555 Broadway
Phone: (212) 941-8010

VIVIENNE TAM

What credit cards will deny you automatically based on previous ...
They have a great card and generour limit increases 3 -4 times a year. . up front ... if it asks you if you had a bankruptcy in the last 10 years, don't apply). . I have a Bankruptcy on my credit report that will will fall off on 2012. and I got a card .
http://www.creditkarma.com/question/what-credit-cards-will-deny-you-automatically-based-on-previous-bankruptcy


Phone: (212) 966-2398

WOLFORD

122 Greene
Phone: (212) 343-0808

WORK IN PROGRESS

513 Broadway
Phone: (212) 343-2577

X-LARGE

267 Lafayette
Phone: (212) 334-4480

Y & KEI

125 Greene
Phone: (212) 477-7778

YASO

62 Grand
Phone: (212) 941-8506

YELLOW RAT BASTARD

478 Broadway
Phone: (212) 334-2150

YOHJI YAMAMOTO

103 Grand
Phone: (212) 966-9066

ZABARI

506 Broadway
Phone: (212) 431-7980

Childrens Clothing Stores

CALYPSO ENFANT

426 Broome
Phone: (212) 966-3234

JULIAN & SARA

103 Mercer
Phone: (212) 226-1989

LES PETITS CHAPELAIS

142 Sullivan
Phone: (212) 505-1927

LILLIPUT

265 Lafayette
Phone: (212) 965-9567

LILLIPUT SOHO KIDS

240 Lafayette
Phone: (212) 965-9201

MAKIE

109 Thompson
Phone: (212) 625-3930

PATAGONIA

101 Wooster
Phone: (212) 343-1776

Leather Stores

ARIZONA

91 Spring Street
Phone: (212) 941-7022

HUNTING WORLD

118 Greene
Phone: (212) 431-0086

IL BISONTE

120 Sullivan Street
Phone: (212) 966-8773

LE BO PARIS

135 Prince
Phone: (212) 979-0082

THE ORIGINAL LEATHER STORE

176 Spring
Phone: (212) 219-8210

PETER HERMANN LEATHER GOODS

118 Thompson
Phone: (212) 966-9050

SILVERADO

542 Broadway
Phone: (212) 966-4470

Lingerie Stores

BODYHINTS

462 West Broadway
Phone: (212) 777-8677

ERES

98 Wooster
Phone: (212) 431-7300

LE CORSET BY SELIMA

80 Thompson
Phone: (212)334-4936

Maternity Stores

PUMPKIN MATERNITY

407 Broome (at Lafayette)
Phone: (212) 334-1809

Vintage Clothing Stores

CHELSEA GIRL

63 Thompson
Phone: (212) 343-1658

PATINA

451 Broome
Phone: (212) 625-3375

WHAT GOES AROUND COMES AROUND

351 West Broadway
Phone: (212) 343-9303

back to top

How long does Bankruptcy (chapter 7) stay on your credit report ...
You receive confirmation of your chapter 11 plan on March 15, 2003. The bankruptcy remains on your credit report until March 2013. (10 years) .
http://answers.yahoo.com/question/index?qid=20080306133002AApV5fM







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Can bankruptcy be removed from your credit report in less than 10 ...
Can bankruptcy be removed from your credit report in less than 10 years? In: Debt . For Chapters 7, 11, and 13, this is 10 years from the date filed. Unless, of .
http://wiki.answers.com/Q/Can_bankruptcy_be_removed_from_your_credit_report_in_less_than_10_years

 

HOT DEALZ & COOL SAVINGS

Can I Remove a Bankruptcy Filing From My Credit Report ...
When you file a bankruptcy petition, it remains on your credit report for a . of a bankruptcy filing sometime before expiration of the usual 10-year waiting period.
http://www.attorneys.com/bankruptcy/can-i-remove-a-bankruptcy-filing-from-my-credit-report/


Are There Any Legal Ways of Getting Bankruptcy Off Your Credit ...
Truthful information regarding a bankruptcy will stay on your credit report for seven to 10 years, depending on the chapter of bankruptcy you filed under.
http://budgeting.thenest.com/there-legal-ways-getting-bankruptcy-off-credit-report-after-four-years-23968.html


REMOVING NEGATIVE INFORMATION WHEN IT'S TIME
Get copies of your credit reports and look for the “purge from” date or the “date . filing records – Bankruptcy filing records expire from your credit reports 10 years .
http://www.midwestern.edu/Documents/Financial%20Aid%20documents/Resolve_Credit_Disputes.pdf