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Federal Mortgage Modification Programs
Federal Mortgage Modification Programs . can range from 31 percent to 38 percent of gross income reported on the mortgagor's federal income tax return.
http://www.nber.org/digest/jun10/w15777.html

Mortgage Modification & Taxes | Blog | Tavis Smiley | PBS
Mortgage Modification & Taxes. June 1st, 2009, by Michelle Singletary. Q: My husband and I just completed a mortgage loan modification-a process we began in .
http://www.pbs.org/wnet/tavissmiley/a-wealth-of-knowledge/mortgage-modification-taxes/


252 Lafayette Street (btwn Prince & Spring)

Wells Fargo free mortgage modification? (loan, escrow, real estate ...
Mar 28, 2011 . I received a letter from a Wells Fargo mortgage rep saying I qualified for a free rate reduction in my mortgage. It said the offer would end in less.
http://www.city-data.com/forum/mortgages/1238137-wells-fargo-free-mortgage-modification-loan.html


Home Affordable Modification Program - IndyMac Mortgage Services
Who is the Home Affordable Modification Program (HAMP) for? . two most recent paystubs, most recent tax return, and a signed affidavit of financial hardship.
https://www.indymacmortgageservices.com/IndyMac/Manage-My-Account/Homeowner-Assistance/Home-Affordable-Modification-Program/Who-is-it-for/


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DIGS Soho

Rules for mortgage modification set
The guidelines for the mortgage modification plan fill 17 pages and explain, step by step . Under this plan, the house payment includes principal, interest, taxes, .
http://www.bankrate.com/finance/mortgages/rules-for-mortgage-modification-set-1.aspx


Loan Forgiveness Through The Principal Reduction Alternative ...
When we modify a loan through HAMP, we reduce the mortgage payment so that . advisor for any potential tax implications related to the principal forgiveness.
https://www.indymacmortgageservices.com/Blog/indymac/Loan-Forgiveness-Through-The-Principal-Reduction-Alternative/

Hours: Mon-Fri 11-8 PM Sun 12-7 PM

Distressed homeowners may lose hefty tax break tied to mortgage ...
Mar 2, 2012 . Given the huge public and private resources being devoted to helping financially distressed homeowners — including the recently announced .
http://www.washingtonpost.com/realestate/distressed-homeowners-may-lose-hefty-tax-break-tied-to-mortgage-modifications/2012/02/22/gIQAaNsqnR_story.html


The Mortgage Forgiveness Debt Relief Act and Debt Cancellation
Aug 3, 2012 . The Mortgage Debt Relief Act of 2007 generally allows taxpayers to . the cancelled amount in income for tax purposes, depending on the circumstances. . result of modification of the terms of the mortgage, or foreclosure on .
http://www.irs.gov/Individuals/The-Mortgage-Forgiveness-Debt-Relief-Act-and-Debt-Cancellation-


Phone: 888-254-DIGS (3447)
              212-226-3363
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H & M

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Loan Modification Examples | Mortgage Modification Results
While the out come of every mortgage modification is unique, these examples can give you . PITIA = Principal, Interest, Taxes, Insurance and Association Fees .
http://www.tsherwoodlaw.com/f-a-q/examples/



Opening hours
Mon - Sat 10:00 AM - 9:00 PM
Sun 11:00 AM - 8:00 PM

558 Broadway between Prince and Spring

Payment Reduction Estimator
May 29, 2012 . Under the Home Affordable Modification Program, the target maximum . who signed your mortgage BEFORE taxes and any adjustments.
http://www.makinghomeaffordable.gov/evaluator.html


Phone: +1-212 343 2722
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LEGACY

Tax Consequences for Mortgage Modification or Mortgage ...
Nov 7, 2008 . If you recently went through a mortgage modification or the bank forgave a portion of your delinquent loan, good news is headed your way.
http://www.bankingquestions.com/mortgagehelp/2008/a_110708_taxconsequences.html


Mortgage Modification and Refinancing Under the Making Home ...
Mortgage Modification and Refinancing Under the Making Home Affordable Program . In other words, your payment on your first mortgage, including taxes and .
http://www.nolo.com/legal-encyclopedia/mortgage-modification-refinancing-under-the-making-home-affordable-program.html


For this family, mortgage modification created 'utter nightmare ...
Jun 6, 2010 . Learn about the federal mortgage modification program and see if you . And the big homebuyer tax credits that might have attracted a buyer .
http://www.charlotteobserver.com/2010/06/05/1479578/false-hopes.html

LEGACY
109 thompson st

The Failure of Mortgage Modification - NYTimes.com
Nov 3, 2010 . If the mortgage modification rules were actually followed, one implication . Economists call this a marginal “tax rate” that exceeds 100 percent, .
http://economix.blogs.nytimes.com/2010/11/03/the-failure-of-mortgage-modification/


Open every day from 12-7

 

ONASSIS

Mortgage Loan Modification and Your Tax Return
Mortgage loan modification is a lender-approved change to your mortgage loan terms.
http://www.mortgage101.com/article/mortgage-loan-modification-your-tax-return

Request a Home Affordable Modification - Making Home Affordable
Dec 28, 2011 . Request Form (Request for Modification and Affidavit).pdf; Tax Form (Form . The Request Form provides information to your mortgage servicer .
http://www.makinghomeaffordable.gov/get-assistance/request-modification/Pages/default.aspx

Resources - RoundPoint Mortgage Servicing Corporation
Customer Service Contact; Payment Processing; Property Tax Bills; Proof of . A mortgage modification is a permanent written agreement between you and .
http://www.rpmservicing.com/resources.html


For Thousands of Homeowners Behind on BofA Mortgages - Time
May 9, 2012 . Mortgage modifications in which the principal is reduced have been very . taxes and any homeowner association fees, along with mortgage .
http://moneyland.time.com/2012/05/09/behind-on-your-bank-of-america-mortgage-relief-may-be-in-the-mail/


(212) 966-8869
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ORIGINAL PENGUIN mortgage modification taxes

When to Say No To a Mortgage Modification | Credit.com News + ...
Mar 9, 2012 . When to say no to a mortgage modification. . reason you may want to think twice before you accept your bank's loan modification? Taxes.
http://blog.credit.com/2012/03/when-to-say-no-to-a-mortgage-modification/

Mortgage Modification Agreements in Difficult Economic Times ...
Always conduct title search before modification of mortgage (including federal tax liens and UCC filings), and determine what modification endorsements are .
http://www.firstam.com/assets/commercial/lecture-series/mortgage-modification-agreements-in-difficult-economic-times-deeds-in-lieu-of-foreclosure-deeds-in-escrow-presentation-jun.pdf


103 Greene Street

Making Home Affordable Program and Home Affordable Modification
If there are costs associated with the modification, such as payment of back taxes, your mortgage servicer will give you the option of adding them to the amount .
http://www.justice.gov/ust/eo/public_affairs/consumer_info/docs/HAMP_FAQs.pdf


View Entire Chapter - Statutes & Constitution :View Statutes : Online ...
721.08, tax on notes or other written obligations and mortgages or other . on the original mortgage, on any subsequent mortgage modification, or in such other .
http://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0200-0299/0201/0201.html


Mortgage Rates Financing Loan Modification Refinancing Tax ...
The Mortgage Forgiveness Debt Relief Act and Debt Cancellation from IRS Federal First Time Home Buyer Tax Credit FHA Tax Credit information HUD Tax .
http://www.johnvostenak.com/p7--mortgage-rates-financing-loan-modification-refinancing-tax-credits-irs.html


 

PALMA

Help for Homeowners | Loan Modification Programs | GMAC Mortgage
GMAC Mortgage Loan Modification (1st Mortgages and 2nd Mortgages) . You can provide copies of your most recent tax returns or a signed Form 4506T.
https://www.gmacmortgage.com/finform/hhstart.htm


Request a Home Affordable Modification - Making Home Affordable
Jun 15, 2012 . Start your application for the Home Affordable Modification Program . Request for Mortgage Assistance Form; Tax Form (Form 4506T-EZ ) or .
http://www.makinghomeaffordable.gov/get-started/request-modification/

Chase Loan Modification Process & Modification Information
If you currently pay taxes and insurance separately, the modification may require . To be considered for a mortgage modification or other assistance, you will .
https://www.chase.com/chf/mortgage/hrm_expect



463 Broome Street
New York / NY 10013
Phone: 212 966 1722


PATINA

Calculate your Mortgage after Modification
Use this calculator and instructions to calculate your after modification mortgage payment (PITI - principal, interest, taxes and insurance)
http://www.operationrest.org/MortgageCalculator


Real Estate Loan Modifications, Loan Workouts
Mortgage Modification Fee Agreement . Request for Tax Return · Bankruptcy . Q. Does your law firm offer tax advice in connection with loan modifications?
http://www.mtclaw.com/real_estate_loan_modifications.html

 

451 Broome St.

Frequently Asked Questions - Attorney General - State of California
Dec 31, 2011 . I am concerned about the tax implications of a mortgage modification and/or principal reduction. What do I do if my lender sends me a 1099-C?
http://oag.ca.gov/nationalmortgagesettlement/faqs


Tax Implications of Mortgage Modification | eHow.com
Tax Implications of Mortgage Modification. Mortgage modification changes the terms of your mortgage to enable you to afford your payments. If you've suffered a .
http://www.ehow.com/info_12026209_tax-implications-mortgage-modification.html



 

What Goes Around Comes Around

Modification, Refinance, and Short Sale Program Enhancements ...
We are offering these enhanced loan assistance solutions, including the new mortgage modification program that will include principal reduction, to qualified .
http://homeloanhelp.bankofamerica.com/en/principal-reduction-announcement.html

Ask Jill: Mortgage Modification - Econwatch - CBS News
Mar 29, 2010 . How to Get Help From the New Mortgage Modification Plans Read more . Be Prepared: Your Taxes Will Go Up · Health Care Reform: Winners .
http://www.cbsnews.com/8301-503983_162-20001326-503983.html


Understanding the Government's Home Affordable Modification ...
Be aware, however, that not everyone qualifies for a mortgage modification. As you go . In certain cases, signed copies of your most recent federal tax return.
http://www.homeloanlearningcenter.com/yourfinances/hamp.htm

351 West Broadway

Are principal mortgage reductions taxable?
Aug 27, 2009 . The mortgage modification issue on taxes is how do you treat in that year the principle reduction (you also may have unpaid interest if you had .
http://www.loansafe.org/forum/loan-modification/14961-principal-mortgage-reductions-taxable.html


Homeowners Still Need Protection From Tax Consequences of ...
May 30, 2008 . still serious tax problem facing America's homeowners when their mortgages are modified, or even if they are foreclosed upon. Homeowners .
http://www.consumerfed.org/elements/www.consumerfed.org/file/housing/Tax_Letter_Final.pdf


 

SAO
112 Wooster Street
Phone: 212-334-0456

TSE
120 Wooster Street

Home Affordable Modification Program | Bank of America
Wondering if a Home Affordable Modification plan is right for you? Bank of . Total income of all borrowers listed on your mortgage before taxes and any other .
http://homeloanhelp.bankofamerica.com/en/home-affordable-modification.html


Real Estate Marketing - Taxes on Short Sale, Loan Modification and ...
Aug 6, 2009 . Real Estate Marketing - Taxes on Short Sale, Loan Modification and . an expert in the tax ramifications of the different types of mortgage .
http://www.youtube.com/watch?v=G8KqBFgmVIU

 

JOHN VARVATOS
122 Spring Street
Phone: 212-965-0700

ALEXIA CRAWFORD ACCESSORIES

199 Prince Street
Phone: (212) 473-9703

ANN TAYLOR LOFT

560 Broadway
Phone: (212) 625-0427

ASH FRANCOMB

35 Crosby Street
Phone: (212) 334-3435

ANNE FONTAINE

93 Greene Street
Phone: (212) 343-3154

BAGUTTA LIFE

72 Greene Street
Phone: (212) 925-5216

BELIEVE IT NYC

529 Broome Street
Phone: (212) 334-7223

BETSEY JOHNSON SOHO

138 Wooster Street
Phone: (212) 995-5048

BICHE DE BERE

482 West Broadway
Phone: (212) 598-0571

BIG DROP

174 Spring Street
Phone: (212) 226-9292

BIG DROP

425 West Broadway
Phone: (212) 226-9292

BLOOMINGDALE’S

504 Broadway
Phone: (212) 705-2000

BUFFALO CHIPS

355 West Broadway
Phone: (212) 625-8400

Bank of America Home Loan Modification | Bank of America
Step 1: If you are experiencing a hardship, call us to discuss a loan modification. Please be ready with your loan number, the monthly pre-tax income for each .
http://homeloanhelp.bankofamerica.com/en/bank-of-america-home-loan-modification.html

106 Wooster Street
Phone: (212) 965-5330

Restoring Stability: A Save the Dream Ohio Initiative for Homeowners
The payment could cover principal, interest, fees, delinquent taxes or escrow . The Mortgage Modification with Contribution Assistance program provides a .
http://ohiohome.org/restoringstability/homeowners.aspx


406 Broome Street
Phone: (212) 925-6200

CALYPSO ST. BARTH
280 Mott Street
Phone: (212) 965-0990

CALYPSO AU MARCHE
426 Broome Street
Phone: (212) 941-9700

CHANEL BOUTIQUE

130 Spring Street
Phone: (212) 334-0055

 

CHRISTOPHER FISCHER
80 Wooster
Phone: (212) 965 9009

CLEO & PATEK

367 West Broadway
Phone: (212) 431-7541

CRUMPLER

45 Spring Street
Phone: (212) 334-9391

CUSTO BARCELONE BOUTIQUE

474 Broome Street
Phone: (212) 274-9700

D&G DOLCE & GABBANA

434 West Broadway
Phone: (212) 965-8000

DAFFY’S

462 Broadway
Phone: (212) 334-7444

DETOUR-LADIES’

154 Prince Street
Phone: (212) 966-3635

DETOUR-MEN’S

425 West Broadway
Phone: (212) 219-2692

DETOUR-WOMEN’S

472 West Broadway
Phone: (212) 979-6315

DKNY

420 West Broadway
Phone: (646) 613-1100

DO KHAM: THE TIBET EMPORIUM

51 Prince
Phone: (212) 966-2404

DOSA

107 Thompson
Phone: (212) 431-1733

EARL JEAN

160 Mercer
Phone: (212) 226-8709

EILEEN FISHER

395 West Broadway
Phone: (212) 431-4567

FELICIA FARRAR

25 Thompson
Phone: (212) 560-9128

FLYING A

169 Spring
Phone: (212) 965-9090

FORAVI

542 Broadway
Phone: (212) 966-1970

FRENCH CONNECTION

435 West Broadway
Phone: (212) 219-1197

IVAN GRUNDAHL/LINEA S

94 Grand Street
Phone: (212) 334-4964

GUESS?

537 Broadway
Phone: (212) 226-9545

HEAD PORTER

140 Wooster Street
Phone: (212) 995-8108

 

HELIANTHUS
196 Spring Street
Phone: (212) 966-6435

HUGO HUGO BOSS

132 Greene Street
Phone: (212) 965-1300

IF... SOHO NY

94 Grand
Phone: (212) 334-4964

INA

101 Thompson
Phone: (212) 941-4757

INSTITUT

97 Spring Street
Phone: (212) 431-5521

J. CREW

99 Prince Street
Phone: (212) 966-2739

J. LINDEBERG

126 Spring Street
Phone: (212) 625-9403

JACK SPADE

56 Greene Street
Phone: (212) 625-1820

JILL STUART

100 Greene
Phone: (212) 343-2300

JJ TURK

510 Broome
Phone: (212) 625-9454

JNBY
75 Greene Street
Phone (212) 219-2529

KABAY

339 West Broadway
Phone: (212) 925-9631\

KAORI'S CLOSET
71 West Houston Street
Phone: (212) 387-7788

KATE SPADE

454 Broome Street
Phone: (212) 274-1991

KAZUYO NAKANO

117 Crosby Street
Phone: (212) 941-7093

KEIKO NEW YORK

62 Greene Street
Phone: (212) 226-6051

KENNETH COLE NEW YORK

597 Broadway
Phone: (212) 965-0283

KORS

159 Mercer
Phone: (212) 966-5880

LAUNDRY by Shelli Segal

97 Wooster
Phone: (212) 334-9433

LINUS

160 Spring Street
Phone: (917) 237-0222

LIORA MANNE

91 Grand Street
Phone: (212) 965-0302

 

LOOPY MANGO

Mortgage relief faces a tax-law nightmare - The Seattle Times
Feb 21, 2012 . Mortgage relief faces a tax-law nightmare . Debt Relief Act — under which a reduction on mortgage principal as a result of a loan modification, .
http://seattletimes.com/html/realestate/2017562349_harney26.html


Phone: (212) 343-7425

LOUNGE

593 Broadway
Phone: (212) 226-7585

LUCKY BRAND DUNGAREES

38 Greene Street
Phone: (212) 625-0707

LYNN PARK

51 Wooster Street
Phone: (212) 965-5133

m0851

115 Mercer
Phone: (212) 431-3069

MALO

125 Wooster Street
Phone: (212) 941-7444

MANKIND

8 Greene Street
Phone: (212) 966-5146

MARC JACOBS

163 Mercer
Phone: (212) 343-1490

Mortgage Forgiveness Debt Relief Extended | California Franchise ...
California law conforms, with modifications, to federal mortgage forgiveness debt relief for discharges that occurred in tax years 2007 through December 31, .
https://www.ftb.ca.gov/aboutFTB/newsroom/Mortgage_Debt_Relief_Law.shtml

65 Mercer
Phone: (212) 431-4120

MARITHE + FRANCOIS GIRBAUD

47 Wooster
Phone: (212) 625-0066

MAX STUDIO

426 West Broadway
Phone: (212) 941-1141

MAXMARA

450 West Broadway
Phone: (212) 674-1817

MIU MIU

100 Prince
Phone: (212) 334-5156

NANETTE LEPORE BOUTIQUE

423 Broome Street
Phone: (212) 219-8265

NICOLE MILLER SOHO

77 Greene Street
Phone: (212) 219-1825

OLIVE AND BETTE’

158 Spring Street
Phone: (646) 613-8772

ONWARD SOHO

172 Mercer
Phone: (212) 274-1255

THE ORIGINAL LEATHER STORE

176 Spring
Phone: (212) 219-8210

PATAGONIA

101 Wooster Street
Phone: (212) 343-1776

PHAT FARM/BABY PHAT

129 Prince
Phone: (212) 533-7428

PLEATS PLEASE

128 Wooster
Phone: (212) 226-3600

PRADA

575 Broadway
Phone: (212) 334-8888

PUMA

521 Broadway
Phone: (212) 334-7861

QUICKSILVER-BOARDRIDERS CLUB

109 Spring Street
Phone: (212) 334-4500

RALPH LAUREN

379 West Broadway
Phone: (212) 625-1660

RAMPAGE

127 Prince Street
Phone: (212) 995-9569

REPLAY

109 Prince
Phone: (212) 673-6300

REVA MIVASAGAR

22-28 Wooster
Phone: (212) 334-3860

ROSEBUD

131 Thompson
Phone: (646) 602-1565

RUDE GIRL RIVE GAUCHE

237 Centre Street
Phone: (212) 226-0069

SAC BOUTIQUE

115 Grand Street
Phone: (212) 431-2576

SALVATORE FERRAGAMO

124 Spring Street
Phone: (212) 226-4330

SHARAGANO PARIS

529 Broadway
Phone: (212) 941-7086

SKECHERS

530 Broadway
Phone: (212) 431-8803

STACKHOUSE

276 Lafayette
Phone: (212) 925-6931


STELLA MCCARTNEY
112 Greene Street
Phone: (212) 255 1556

STEVEN ALLAN

60 Wooster
Phone: (212) 334-6354

STUSSY

140 Wooster
Phone: (212) 995-8787

SUPREME

274 Lafayette
Phone: (212) 966-7799

SWISS ARMY SOHO

136 Prince
Phone: (212) 965-5714

TAG HEUER BOUTIQUE

422 West Broadway
Phone: ( 212) 965-5304

TED BAKER LONDON

107 Grand
Phone: (212) 343-8989

PNC Mortgage - Home Affordable Modification Program
Enroll in Mortgage Online . Important Property Tax Information . may qualify for a loan modification to make your monthly mortgage payment more affordable.
http://www.pncmortgage.com/MyMortgage/Account_Center/Having_Trouble_Making_Payments/HomeAffordableModificationProgram.aspx

440 Broadway
Phone: (212) 219-9966

UNION

172 Spring Street
Phone: (212) 226-8493

UNITED COLORS OF BENETTON

555 Broadway
Phone: (212) 941-8010

VIVIENNE TAM

Principal reductions begin in earnest | Felix Salmon
May 9, 2012 . In fact, many government-backed mortgage modifications actually increase the . This is treated as “ordinary income” for tax purposes, which is .
http://blogs.reuters.com/felix-salmon/2012/05/09/principal-reductions-begin-in-earnest/


Phone: (212) 966-2398

WOLFORD

122 Greene
Phone: (212) 343-0808

WORK IN PROGRESS

513 Broadway
Phone: (212) 343-2577

X-LARGE

267 Lafayette
Phone: (212) 334-4480

Y & KEI

125 Greene
Phone: (212) 477-7778

YASO

62 Grand
Phone: (212) 941-8506

YELLOW RAT BASTARD

478 Broadway
Phone: (212) 334-2150

YOHJI YAMAMOTO

103 Grand
Phone: (212) 966-9066

ZABARI

506 Broadway
Phone: (212) 431-7980

Childrens Clothing Stores

CALYPSO ENFANT

426 Broome
Phone: (212) 966-3234

JULIAN & SARA

103 Mercer
Phone: (212) 226-1989

LES PETITS CHAPELAIS

142 Sullivan
Phone: (212) 505-1927

LILLIPUT

265 Lafayette
Phone: (212) 965-9567

LILLIPUT SOHO KIDS

240 Lafayette
Phone: (212) 965-9201

MAKIE

109 Thompson
Phone: (212) 625-3930

PATAGONIA

101 Wooster
Phone: (212) 343-1776

Leather Stores

ARIZONA

91 Spring Street
Phone: (212) 941-7022

HUNTING WORLD

118 Greene
Phone: (212) 431-0086

IL BISONTE

120 Sullivan Street
Phone: (212) 966-8773

LE BO PARIS

135 Prince
Phone: (212) 979-0082

THE ORIGINAL LEATHER STORE

176 Spring
Phone: (212) 219-8210

PETER HERMANN LEATHER GOODS

118 Thompson
Phone: (212) 966-9050

SILVERADO

542 Broadway
Phone: (212) 966-4470

Lingerie Stores

BODYHINTS

462 West Broadway
Phone: (212) 777-8677

ERES

98 Wooster
Phone: (212) 431-7300

LE CORSET BY SELIMA

80 Thompson
Phone: (212)334-4936

Maternity Stores

PUMPKIN MATERNITY

407 Broome (at Lafayette)
Phone: (212) 334-1809

Vintage Clothing Stores

CHELSEA GIRL

63 Thompson
Phone: (212) 343-1658

PATINA

451 Broome
Phone: (212) 625-3375

WHAT GOES AROUND COMES AROUND

351 West Broadway
Phone: (212) 343-9303

back to top

6 Strategies for Dealing with an Underwater Mortgage - US News ...
Oct 7, 2011 . In a loan modification, the lender agrees to lower the interest rate . If your mortgage payment is more than 31 percent of your monthly pre-tax .
http://money.usnews.com/money/personal-finance/articles/2011/10/07/6-strategies-for-dealing-with-an-underwater-mortgage







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Canceled Mortgage Debt: What Happens at Tax Time? | Nolo.com
To learn about the tax implications of forgiven debt and whether you can . (If you' re interested in reading about foreclosure and mortgage modification, visit .
http://www.nolo.com/legal-encyclopedia/canceled-mortgage-debt-tax-time-36146.html

 

HOT DEALZ & COOL SAVINGS

Bill forgives taxes on modified home loans - News - ReviewJournal ...
Mar 28, 2012 . WASHINGTON -- A new bill in Congress would forgive some taxes for distressed homeowners who modify their mortgages under the $25 .
http://www.lvrj.com/news/bill-forgives-taxes-on-modified-home-loans-144737825.html


An Overview of the Home Affordable Modification Program ...
Specifically, servicers were encouraged to modify mortgages by freezing the . such as accrued interest and past due real estate taxes and insurance payments.
http://www.philadelphiafed.org/bank-resources/publications/consumer-compliance-outlook/2009/third-quarter/q3_02.cfm


Home Affordable Modification Program
Jun 4, 2012 . HAMP may lower your monthly mortgage payments in order to make . be eligible for the Home Affordable Modification Program to include: .
http://www.makinghomeaffordable.gov/programs/lower-payments/Pages/hamp.aspx