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Federal Mortgage Modification Programs
Federal Mortgage Modification Programs . can range from 31 percent to 38 percent of gross income reported on the mortgagor's federal income tax return.
http://www.nber.org/digest/jun10/w15777.html
Mortgage Modification & Taxes | Blog | Tavis Smiley | PBS
Mortgage Modification & Taxes. June 1st, 2009, by Michelle Singletary. Q: My husband and I just completed a mortgage loan modification-a process we began in .
http://www.pbs.org/wnet/tavissmiley/a-wealth-of-knowledge/mortgage-modification-taxes/
252 Lafayette Street (btwn Prince & Spring)
Wells Fargo free mortgage modification? (loan, escrow, real estate ...
Mar 28, 2011 . I received a letter from a Wells Fargo mortgage rep saying I qualified for a free rate reduction in my mortgage. It said the offer would end in less.
http://www.city-data.com/forum/mortgages/1238137-wells-fargo-free-mortgage-modification-loan.html
Home Affordable Modification Program - IndyMac Mortgage Services
Who is the Home Affordable Modification Program (HAMP) for? . two most recent paystubs, most recent tax return, and a signed affidavit of financial hardship.
https://www.indymacmortgageservices.com/IndyMac/Manage-My-Account/Homeowner-Assistance/Home-Affordable-Modification-Program/Who-is-it-for/
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DIGS Soho
Rules for mortgage modification set
The guidelines for the mortgage modification plan fill 17 pages and explain, step by step . Under this plan, the house payment includes principal, interest, taxes, .
http://www.bankrate.com/finance/mortgages/rules-for-mortgage-modification-set-1.aspx
Loan Forgiveness Through The Principal Reduction Alternative ...
When we modify a loan through HAMP, we reduce the mortgage payment so that . advisor for any potential tax implications related to the principal forgiveness.
https://www.indymacmortgageservices.com/Blog/indymac/Loan-Forgiveness-Through-The-Principal-Reduction-Alternative/
Hours: Mon-Fri 11-8 PM Sun 12-7 PM
Distressed homeowners may lose hefty tax break tied to mortgage ...
Mar 2, 2012 . Given the huge public and private resources being devoted to helping financially distressed homeowners — including the recently announced .
http://www.washingtonpost.com/realestate/distressed-homeowners-may-lose-hefty-tax-break-tied-to-mortgage-modifications/2012/02/22/gIQAaNsqnR_story.html
The Mortgage Forgiveness Debt Relief Act and Debt Cancellation
Aug 3, 2012 . The Mortgage Debt Relief Act of 2007 generally allows taxpayers to . the cancelled amount in income for tax purposes, depending on the circumstances. . result of modification of the terms of the mortgage, or foreclosure on .
http://www.irs.gov/Individuals/The-Mortgage-Forgiveness-Debt-Relief-Act-and-Debt-Cancellation-
Phone: 888-254-DIGS (3447)
212-226-3363
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H & M
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Loan Modification Examples | Mortgage Modification Results
While the out come of every mortgage modification is unique, these examples can give you . PITIA = Principal, Interest, Taxes, Insurance and Association Fees .
http://www.tsherwoodlaw.com/f-a-q/examples/
Opening hours
Mon - Sat 10:00 AM - 9:00 PM
Sun 11:00 AM - 8:00 PM
558 Broadway between Prince and Spring
Payment Reduction Estimator
May 29, 2012 . Under the Home Affordable Modification Program, the target maximum . who signed your mortgage BEFORE taxes and any adjustments.
http://www.makinghomeaffordable.gov/evaluator.html
Phone: +1-212 343 2722
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LEGACY
Tax Consequences for Mortgage Modification or Mortgage ...
Nov 7, 2008 . If you recently went through a mortgage modification or the bank forgave a portion of your delinquent loan, good news is headed your way.
http://www.bankingquestions.com/mortgagehelp/2008/a_110708_taxconsequences.html
Mortgage Modification and Refinancing Under the Making Home ...
Mortgage Modification and Refinancing Under the Making Home Affordable Program . In other words, your payment on your first mortgage, including taxes and .
http://www.nolo.com/legal-encyclopedia/mortgage-modification-refinancing-under-the-making-home-affordable-program.html
For this family, mortgage modification created 'utter nightmare ...
Jun 6, 2010 . Learn about the federal mortgage modification program and see if you . And the big homebuyer tax credits that might have attracted a buyer .
http://www.charlotteobserver.com/2010/06/05/1479578/false-hopes.html
LEGACY
109 thompson st
The Failure of Mortgage Modification - NYTimes.com
Nov 3, 2010 . If the mortgage modification rules were actually followed, one implication . Economists call this a marginal “tax rate” that exceeds 100 percent, .
http://economix.blogs.nytimes.com/2010/11/03/the-failure-of-mortgage-modification/
Open every day from 12-7
ONASSIS
Mortgage Loan Modification and Your Tax Return
Mortgage loan modification is a lender-approved change to your mortgage loan terms.
http://www.mortgage101.com/article/mortgage-loan-modification-your-tax-return
Request a Home Affordable Modification - Making Home Affordable
Dec 28, 2011 . Request Form (Request for Modification and Affidavit).pdf; Tax Form (Form . The Request Form provides information to your mortgage servicer .
http://www.makinghomeaffordable.gov/get-assistance/request-modification/Pages/default.aspx
Resources - RoundPoint Mortgage Servicing Corporation
Customer Service Contact; Payment Processing; Property Tax Bills; Proof of . A mortgage modification is a permanent written agreement between you and .
http://www.rpmservicing.com/resources.html
For Thousands of Homeowners Behind on BofA Mortgages - Time
May 9, 2012 . Mortgage modifications in which the principal is reduced have been very . taxes and any homeowner association fees, along with mortgage .
http://moneyland.time.com/2012/05/09/behind-on-your-bank-of-america-mortgage-relief-may-be-in-the-mail/
(212) 966-8869
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ORIGINAL PENGUIN mortgage modification taxes
When to Say No To a Mortgage Modification | Credit.com News + ...
Mar 9, 2012 . When to say no to a mortgage modification. . reason you may want to think twice before you accept your bank's loan modification? Taxes.
http://blog.credit.com/2012/03/when-to-say-no-to-a-mortgage-modification/
Mortgage Modification Agreements in Difficult Economic Times ...
Always conduct title search before modification of mortgage (including federal tax liens and UCC filings), and determine what modification endorsements are .
http://www.firstam.com/assets/commercial/lecture-series/mortgage-modification-agreements-in-difficult-economic-times-deeds-in-lieu-of-foreclosure-deeds-in-escrow-presentation-jun.pdf
103 Greene Street
Making Home Affordable Program and Home Affordable Modification
If there are costs associated with the modification, such as payment of back taxes, your mortgage servicer will give you the option of adding them to the amount .
http://www.justice.gov/ust/eo/public_affairs/consumer_info/docs/HAMP_FAQs.pdf
View Entire Chapter - Statutes & Constitution :View Statutes : Online ...
721.08, tax on notes or other written obligations and mortgages or other . on the original mortgage, on any subsequent mortgage modification, or in such other .
http://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0200-0299/0201/0201.html
Mortgage Rates Financing Loan Modification Refinancing Tax ...
The Mortgage Forgiveness Debt Relief Act and Debt Cancellation from IRS Federal First Time Home Buyer Tax Credit FHA Tax Credit information HUD Tax .
http://www.johnvostenak.com/p7--mortgage-rates-financing-loan-modification-refinancing-tax-credits-irs.html
PALMA
Help for Homeowners | Loan Modification Programs | GMAC Mortgage
GMAC Mortgage Loan Modification (1st Mortgages and 2nd Mortgages) . You can provide copies of your most recent tax returns or a signed Form 4506T.
https://www.gmacmortgage.com/finform/hhstart.htm
Request a Home Affordable Modification - Making Home Affordable
Jun 15, 2012 . Start your application for the Home Affordable Modification Program . Request for Mortgage Assistance Form; Tax Form (Form 4506T-EZ ) or .
http://www.makinghomeaffordable.gov/get-started/request-modification/
Chase Loan Modification Process & Modification Information
If you currently pay taxes and insurance separately, the modification may require . To be considered for a mortgage modification or other assistance, you will .
https://www.chase.com/chf/mortgage/hrm_expect
463 Broome Street
New York / NY 10013
Phone: 212 966 1722
PATINA
Calculate your Mortgage after Modification
Use this calculator and instructions to calculate your after modification mortgage payment (PITI - principal, interest, taxes and insurance)
http://www.operationrest.org/MortgageCalculator
Real Estate Loan Modifications, Loan Workouts
Mortgage Modification Fee Agreement . Request for Tax Return · Bankruptcy . Q. Does your law firm offer tax advice in connection with loan modifications?
http://www.mtclaw.com/real_estate_loan_modifications.html
451 Broome St.
Frequently Asked Questions - Attorney General - State of California
Dec 31, 2011 . I am concerned about the tax implications of a mortgage modification and/or principal reduction. What do I do if my lender sends me a 1099-C?
http://oag.ca.gov/nationalmortgagesettlement/faqs
Tax Implications of Mortgage Modification | eHow.com
Tax Implications of Mortgage Modification. Mortgage modification changes the terms of your mortgage to enable you to afford your payments. If you've suffered a .
http://www.ehow.com/info_12026209_tax-implications-mortgage-modification.html
What Goes Around Comes Around
Modification, Refinance, and Short Sale Program Enhancements ...
We are offering these enhanced loan assistance solutions, including the new mortgage modification program that will include principal reduction, to qualified .
http://homeloanhelp.bankofamerica.com/en/principal-reduction-announcement.html
Ask Jill: Mortgage Modification - Econwatch - CBS News
Mar 29, 2010 . How to Get Help From the New Mortgage Modification Plans Read more . Be Prepared: Your Taxes Will Go Up · Health Care Reform: Winners .
http://www.cbsnews.com/8301-503983_162-20001326-503983.html
Understanding the Government's Home Affordable Modification ...
Be aware, however, that not everyone qualifies for a mortgage modification. As you go . In certain cases, signed copies of your most recent federal tax return.
http://www.homeloanlearningcenter.com/yourfinances/hamp.htm
351 West Broadway
Are principal mortgage reductions taxable?
Aug 27, 2009 . The mortgage modification issue on taxes is how do you treat in that year the principle reduction (you also may have unpaid interest if you had .
http://www.loansafe.org/forum/loan-modification/14961-principal-mortgage-reductions-taxable.html
Homeowners Still Need Protection From Tax Consequences of ...
May 30, 2008 . still serious tax problem facing America's homeowners when their mortgages are modified, or even if they are foreclosed upon. Homeowners .
http://www.consumerfed.org/elements/www.consumerfed.org/file/housing/Tax_Letter_Final.pdf
SAO
112 Wooster Street
Phone: 212-334-0456
TSE
120 Wooster Street
Home Affordable Modification Program | Bank of America
Wondering if a Home Affordable Modification plan is right for you? Bank of . Total income of all borrowers listed on your mortgage before taxes and any other .
http://homeloanhelp.bankofamerica.com/en/home-affordable-modification.html
Real Estate Marketing - Taxes on Short Sale, Loan Modification and ...
Aug 6, 2009 . Real Estate Marketing - Taxes on Short Sale, Loan Modification and . an expert in the tax ramifications of the different types of mortgage .
http://www.youtube.com/watch?v=G8KqBFgmVIU
JOHN VARVATOS
122 Spring Street
Phone: 212-965-0700
ALEXIA CRAWFORD ACCESSORIES
199 Prince Street
Phone: (212) 473-9703
ANN TAYLOR LOFT
560 Broadway
Phone: (212) 625-0427
ASH FRANCOMB
35 Crosby Street
Phone: (212) 334-3435
ANNE FONTAINE
93 Greene Street
Phone: (212) 343-3154
BAGUTTA LIFE
72 Greene Street
Phone: (212) 925-5216
BELIEVE IT NYC
529 Broome Street
Phone: (212) 334-7223
BETSEY JOHNSON SOHO
138 Wooster Street
Phone: (212) 995-5048
BICHE DE BERE
482 West Broadway
Phone: (212) 598-0571
BIG DROP
174 Spring Street
Phone: (212) 226-9292
BIG DROP
425 West Broadway
Phone: (212) 226-9292
BLOOMINGDALE’S
504 Broadway
Phone: (212) 705-2000
BUFFALO CHIPS
355 West Broadway
Phone: (212) 625-8400
Bank of America Home Loan Modification | Bank of America
Step 1: If you are experiencing a hardship, call us to discuss a loan modification. Please be ready with your loan number, the monthly pre-tax income for each .
http://homeloanhelp.bankofamerica.com/en/bank-of-america-home-loan-modification.html
106 Wooster Street
Phone: (212) 965-5330
Restoring Stability: A Save the Dream Ohio Initiative for Homeowners
The payment could cover principal, interest, fees, delinquent taxes or escrow . The Mortgage Modification with Contribution Assistance program provides a .
http://ohiohome.org/restoringstability/homeowners.aspx
406 Broome Street
Phone: (212) 925-6200
CALYPSO ST. BARTH
280 Mott Street
Phone: (212) 965-0990
CALYPSO AU MARCHE
426 Broome Street
Phone: (212) 941-9700
CHANEL BOUTIQUE
130 Spring Street
Phone: (212) 334-0055
CHRISTOPHER FISCHER
80 Wooster
Phone: (212) 965 9009
CLEO & PATEK
367 West Broadway
Phone: (212) 431-7541
CRUMPLER
45 Spring Street
Phone: (212) 334-9391
CUSTO BARCELONE BOUTIQUE
474 Broome Street
Phone: (212) 274-9700
D&G DOLCE & GABBANA
434 West Broadway
Phone: (212) 965-8000
DAFFY’S
462 Broadway
Phone: (212) 334-7444
DETOUR-LADIES’
154 Prince Street
Phone: (212) 966-3635
DETOUR-MEN’S
425 West Broadway
Phone: (212) 219-2692
DETOUR-WOMEN’S
472 West Broadway
Phone: (212) 979-6315
DKNY
420 West Broadway
Phone: (646) 613-1100
DO KHAM: THE TIBET EMPORIUM
51 Prince
Phone: (212) 966-2404
DOSA
107 Thompson
Phone: (212) 431-1733
EARL JEAN
160 Mercer
Phone: (212) 226-8709
EILEEN FISHER
395 West Broadway
Phone: (212) 431-4567
FELICIA FARRAR
25 Thompson
Phone: (212) 560-9128
FLYING A
169 Spring
Phone: (212) 965-9090
FORAVI
542 Broadway
Phone: (212) 966-1970
FRENCH CONNECTION
435 West Broadway
Phone: (212) 219-1197
IVAN GRUNDAHL/LINEA S
94 Grand Street
Phone: (212) 334-4964
GUESS?
537 Broadway
Phone: (212) 226-9545
HEAD PORTER
140 Wooster Street
Phone: (212) 995-8108
HELIANTHUS
196 Spring Street
Phone: (212) 966-6435
HUGO HUGO BOSS
132 Greene Street
Phone: (212) 965-1300
IF... SOHO NY
94 Grand
Phone: (212) 334-4964
INA
101 Thompson
Phone: (212) 941-4757
INSTITUT
97 Spring Street
Phone: (212) 431-5521
J. CREW
99 Prince Street
Phone: (212) 966-2739
J. LINDEBERG
126 Spring Street
Phone: (212) 625-9403
JACK SPADE
56 Greene Street
Phone: (212) 625-1820
JILL STUART
100 Greene
Phone: (212) 343-2300
JJ TURK
510 Broome
Phone: (212) 625-9454
JNBY
75 Greene Street
Phone (212) 219-2529
KABAY
339 West Broadway
Phone: (212) 925-9631\
KAORI'S CLOSET
71 West Houston Street
Phone: (212) 387-7788
KATE SPADE
454 Broome Street
Phone: (212) 274-1991
KAZUYO NAKANO
117 Crosby Street
Phone: (212) 941-7093
KEIKO NEW YORK
62 Greene Street
Phone: (212) 226-6051
KENNETH COLE NEW YORK
597 Broadway
Phone: (212) 965-0283
KORS
159 Mercer
Phone: (212) 966-5880
LAUNDRY by Shelli Segal
97 Wooster
Phone: (212) 334-9433
LINUS
160 Spring Street
Phone: (917) 237-0222
LIORA MANNE
91 Grand Street
Phone: (212) 965-0302
LOOPY MANGO
Mortgage relief faces a tax-law nightmare - The Seattle Times
Feb 21, 2012 . Mortgage relief faces a tax-law nightmare . Debt Relief Act — under which a reduction on mortgage principal as a result of a loan modification, .
http://seattletimes.com/html/realestate/2017562349_harney26.html
Phone: (212) 343-7425
LOUNGE
593 Broadway
Phone: (212) 226-7585
LUCKY BRAND DUNGAREES
38 Greene Street
Phone: (212) 625-0707
LYNN PARK
51 Wooster Street
Phone: (212) 965-5133
m0851
115 Mercer
Phone: (212) 431-3069
MALO
125 Wooster Street
Phone: (212) 941-7444
MANKIND
8 Greene Street
Phone: (212) 966-5146
MARC JACOBS
163 Mercer
Phone: (212) 343-1490
Mortgage Forgiveness Debt Relief Extended | California Franchise ...
California law conforms, with modifications, to federal mortgage forgiveness debt relief for discharges that occurred in tax years 2007 through December 31, .
https://www.ftb.ca.gov/aboutFTB/newsroom/Mortgage_Debt_Relief_Law.shtml
65 Mercer
Phone: (212) 431-4120
MARITHE + FRANCOIS GIRBAUD
47 Wooster
Phone: (212) 625-0066
MAX STUDIO
426 West Broadway
Phone: (212) 941-1141
MAXMARA
450 West Broadway
Phone: (212) 674-1817
MIU MIU
100 Prince
Phone: (212) 334-5156
NANETTE LEPORE BOUTIQUE
423 Broome Street
Phone: (212) 219-8265
NICOLE MILLER SOHO
77 Greene Street
Phone: (212) 219-1825
OLIVE AND BETTE’
158 Spring Street
Phone: (646) 613-8772
ONWARD SOHO
172 Mercer
Phone: (212) 274-1255
THE ORIGINAL LEATHER STORE
176 Spring
Phone: (212) 219-8210
PATAGONIA
101 Wooster Street
Phone: (212) 343-1776
PHAT FARM/BABY PHAT
129 Prince
Phone: (212) 533-7428
PLEATS PLEASE
128 Wooster
Phone: (212) 226-3600
PRADA
575 Broadway
Phone: (212) 334-8888
PUMA
521 Broadway
Phone: (212) 334-7861
QUICKSILVER-BOARDRIDERS CLUB
109 Spring Street
Phone: (212) 334-4500
RALPH LAUREN
379 West Broadway
Phone: (212) 625-1660
RAMPAGE
127 Prince Street
Phone: (212) 995-9569
REPLAY
109 Prince
Phone: (212) 673-6300
REVA MIVASAGAR
22-28 Wooster
Phone: (212) 334-3860
ROSEBUD
131 Thompson
Phone: (646) 602-1565
RUDE GIRL RIVE GAUCHE
237 Centre Street
Phone: (212) 226-0069
SAC BOUTIQUE
115 Grand Street
Phone: (212) 431-2576
SALVATORE FERRAGAMO
124 Spring Street
Phone: (212) 226-4330
SHARAGANO PARIS
529 Broadway
Phone: (212) 941-7086
SKECHERS
530 Broadway
Phone: (212) 431-8803
STACKHOUSE
276 Lafayette
Phone: (212) 925-6931
STELLA MCCARTNEY
112 Greene Street
Phone:
(212) 255 1556
STEVEN ALLAN
60 Wooster
Phone: (212) 334-6354
STUSSY
140 Wooster
Phone: (212) 995-8787
SUPREME
274 Lafayette
Phone: (212) 966-7799
SWISS ARMY SOHO
136 Prince
Phone: (212) 965-5714
TAG HEUER BOUTIQUE
422 West Broadway
Phone: ( 212) 965-5304
TED BAKER LONDON
107 Grand
Phone: (212) 343-8989
PNC Mortgage - Home Affordable Modification Program
Enroll in Mortgage Online . Important Property Tax Information . may qualify for a loan modification to make your monthly mortgage payment more affordable.
http://www.pncmortgage.com/MyMortgage/Account_Center/Having_Trouble_Making_Payments/HomeAffordableModificationProgram.aspx
440 Broadway
Phone: (212) 219-9966
UNION
172 Spring Street
Phone: (212) 226-8493
UNITED COLORS OF BENETTON
555 Broadway
Phone: (212) 941-8010
VIVIENNE TAM
Principal reductions begin in earnest | Felix Salmon
May 9, 2012 . In fact, many government-backed mortgage modifications actually increase the . This is treated as “ordinary income” for tax purposes, which is .
http://blogs.reuters.com/felix-salmon/2012/05/09/principal-reductions-begin-in-earnest/
Phone: (212) 966-2398
WOLFORD
122 Greene
Phone: (212) 343-0808
WORK IN PROGRESS
513 Broadway
Phone: (212) 343-2577
X-LARGE
267 Lafayette
Phone: (212) 334-4480
Y & KEI
125 Greene
Phone: (212) 477-7778
YASO
62 Grand
Phone: (212) 941-8506
YELLOW RAT BASTARD
478 Broadway
Phone: (212) 334-2150
YOHJI YAMAMOTO
103 Grand
Phone: (212) 966-9066
ZABARI
506 Broadway
Phone: (212) 431-7980
Childrens Clothing Stores
CALYPSO ENFANT
426 Broome
Phone: (212) 966-3234
JULIAN & SARA
103 Mercer
Phone: (212) 226-1989
LES PETITS CHAPELAIS
142 Sullivan
Phone: (212) 505-1927
LILLIPUT
265 Lafayette
Phone: (212) 965-9567
LILLIPUT SOHO KIDS
240 Lafayette
Phone: (212) 965-9201
MAKIE
109 Thompson
Phone: (212) 625-3930
PATAGONIA
101 Wooster
Phone: (212) 343-1776
Leather Stores
ARIZONA
91 Spring Street
Phone: (212) 941-7022
HUNTING WORLD
118 Greene
Phone: (212) 431-0086
IL BISONTE
120 Sullivan Street
Phone: (212) 966-8773
LE BO PARIS
135 Prince
Phone: (212) 979-0082
THE ORIGINAL LEATHER STORE
176 Spring
Phone: (212) 219-8210
PETER HERMANN LEATHER GOODS
118 Thompson
Phone: (212) 966-9050
SILVERADO
542 Broadway
Phone: (212) 966-4470
Lingerie Stores
BODYHINTS
462 West Broadway
Phone: (212) 777-8677
ERES
98 Wooster
Phone: (212) 431-7300
LE CORSET BY SELIMA
80 Thompson
Phone: (212)334-4936
Maternity Stores
PUMPKIN MATERNITY
407 Broome (at Lafayette)
Phone: (212) 334-1809
Vintage Clothing Stores
CHELSEA GIRL
63 Thompson
Phone: (212) 343-1658
PATINA
451 Broome
Phone: (212) 625-3375
WHAT GOES AROUND COMES AROUND
351 West Broadway
Phone: (212) 343-9303
6 Strategies for Dealing with an Underwater Mortgage - US News ...
Oct 7, 2011 . In a loan modification, the lender agrees to lower the interest rate . If your mortgage payment is more than 31 percent of your monthly pre-tax .
http://money.usnews.com/money/personal-finance/articles/2011/10/07/6-strategies-for-dealing-with-an-underwater-mortgage
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Canceled Mortgage Debt: What Happens at Tax Time? | Nolo.com
To learn about the tax implications of forgiven debt and whether you can . (If you' re interested in reading about foreclosure and mortgage modification, visit .
http://www.nolo.com/legal-encyclopedia/canceled-mortgage-debt-tax-time-36146.html
