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Mortgage Terminology
For the unprepared, this new terminology can be quite confusing. . advertised rate on the mortgage, because it takes into account points and other credit costs.
http://www.imortgageguide.com/howtoguides/terminology.aspx
Why Pay Points on a Mortgage? - Mortgage Professor
11, 2004, November 27, 2006, August 21, 2011 "A friend from the UK told me that over there mortgage borrowers don't pay points, just an interest rate. Why do .
http://www.mtgprofessor.com/A%20-%20Points/why_pay_points.htm
252 Lafayette Street (btwn Prince & Spring)
Discount Points Definition | Investopedia
For example, on a $200,000 loan, each point would cost $2,000. Assuming the interest rate on the mortgage is 5% and each point lowers the interest rate by .
http://www.investopedia.com/terms/d/discountpoints.asp
Introduction to Mortgages: Basic Mortgage Terminology
But the Mortgage industry can be very confusing for most people. With the terminology used in discussing Mortgages such as appraisals, equity, escrow, points .
http://www.mortgagecalculator.org/helpful-advice/mortgage-terminology.php
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Adjustable-Rate Mortgage (ARM) Glossary - Terms, Definitions
Helpful guide to adjustable-rate mortgage (ARM) terms and definitions... . It includes interest as well as points, mortgage insurance, and other fees associated .
http://www.mortgagesfinancingandcredit.org/mortgages/adjustable-rate-mortgages/mortgage-glossary-arm7.htm
Do Homeowners Know Their House Values and Morgage Terms?
Homeowners' understanding of their house values and mortgage terms is of interest to . consecutive years, for a cumulative four percentage point increase, .
http://www.federalreserve.gov/Pubs/feds/2006/200603/200603pap.pdf
Hours: Mon-Fri 11-8 PM Sun 12-7 PM
What Are Points in Mortgage Terms? | Home Guides | SF Gate
During the process of obtaining a home mortgage, the concept of points will likely be placed on the table for your consideration. Though considered by some to .
http://homeguides.sfgate.com/points-mortgage-terms-7393.html
Fool.com: Buying a Home, Glossary of Terms
This rate is likely to be higher than the stated note rate or advertised rate on the mortgage, because it takes into account points and other credit costs. The APR .
http://www.fool.com/homecenter/glossary/glossary.htm
Phone: 888-254-DIGS (3447)
212-226-3363
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Mortgage Dictionary - Glossary of Key Terms | The Truth About ...
The more you know about seemingly complicated mortgage terms, the more fear . actual interest rate you pay on your mortgage, which factors in fees, points, .
http://www.thetruthaboutmortgage.com/mortgage-dictionary/
Opening hours
Mon - Sat 10:00 AM - 9:00 PM
Sun 11:00 AM - 8:00 PM
558 Broadway between Prince and Spring
Mortgage Glossary - The Mortgage Professor
May 2, 2011 . Affordability is usually expressed in terms of the maximum price the consumer could pay for a . Read Can Mortgage Points Be Financed?
http://www.mtgprofessor.com/glossary.htm
Phone: +1-212 343 2722
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Mortgage Points Calculator
You can use this mortgage points calculator to compare a loan with no points versus a loan . The most common mortgage terms are 15, 20, and 30 years.
http://www.money-zine.com/Calculators/Mortgage-Calculators/Mortgage-Points-Calculator/
Tech CU - Personal - Home Mortgage - Tools - Mortgage Terms
Common Mortgage Terms. APR (Annual Percentage rate) . Offered Rate) LTV ( Loan To Value) MI (Mortgage Insurance) Points Rate Full Mortgage Glossary .
https://www.techcu.com/Personal/Home_Loans/Tools/Common_Mortgage_Terms_Defined/
mortgage terms glossary
Common mortgage terms and their definitions. . Each point is equal to one percent (1%) of the loan amount (i.e., two points on a $100,000 mortgage would .
http://www.ourfamilyplace.com/homebuyer/glossary.html
LEGACY
109 thompson st
PNC Mortgage - Glossary of Terms
Use the navigation bar below to locate and read about the terms used . the APR include prepaid interest, private mortgage insurance, closing fees, points, etc.
http://www.pncmortgage.com/Glossary_of_Terms.aspx
Open every day from 12-7
10 Common Mortgage Terms | ZipRealty Real Estate --
Ten commonly used mortgage terms that all real estate consumers should know. . plus additional home loan costs such as origination fees and points.
http://www.ziprealty.com/learning-center/10-must-know-mortgage-terms.jsp
Point (mortgage) - Wikipedia, the free encyclopedia
Points, sometimes also called a "discount point", are a form of pre-paid interest . a point for the purpose of deducting mortgage interest for U.S. income taxes . the Creative Commons Attribution-ShareAlike License; additional terms may apply .
http://en.wikipedia.org/wiki/Point_(mortgage)
Understanding Interest Rates, Points and APR from Bank of America
Interest rates, mortgage points, and what is APR? . The APR is intended to enable you to compare terms of loan products from different lenders and is included .
https://www8.bankofamerica.com/home-loans/learning-center/about-mortgages/rates-points.go
Negotiate Your Loan Terms!
This articles discusses negotiating your loan terms. . On a $100,000 mortgage, a quarter of a point equals $250. Add in another $50 to $200 for the break on the .
http://library.hsh.com/articles/personal-finance/negotiate-your-loan-terms
(212) 966-8869
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ORIGINAL PENGUIN mortgage terminology points
Refinancing - Wikipedia, the free encyclopedia
The terms and conditions of refinancing may vary widely by country, province, . 1 Risks; 2 Points; 3 Types (US loans only) . Main article: Point (mortgage) .
http://en.wikipedia.org/wiki/Refinancing
Mortgage Interest Rate Lock-Ins, Rate Commitment from Lender ...
With this option, the lender lets you lock in both the interest rate and points quoted to you. Your mortgage terms should not increase above the interest rate and .
http://www.mortgagesfinancingandcredit.org/mortgages/rate-lock-ins/rate-lock-commitment1.htm
103 Greene Street
Learn Mortgage Terminology
Learn About Mortgage Terminology . Let's start out with some common terms: . People usually think of points as "discount points" which you can pay to buy .
http://www.dfcmortgage.com/mortgage101.html
Chase Home Loan Glossary - Home Mortgage and Lending Terms
Paying discount points will lower your interest rate (as well as your monthly payment) over the life of the loan.
https://www.chase.com/online/Home-Lending/mortgage-terms.htm
What Do Points Mean in a Mortgage Calculation? | Home Guides ...
A point in mortgage terms is one percent of the loan amount. If the loan amount is $350,000, one point is $3,500, two points is $7,000. Points are fees paid to the .
http://homeguides.sfgate.com/points-mean-mortgage-calculation-7396.html
Don't Point Finger at Mortgage Points Without Running the Numbers ...
It's one of the first questions a mortgage borrower faces, and many simply . that regardless of the lender's terminology points result in a lower mortgage rate.
http://www.bankingmyway.com/real-estate/mortgages/dont-point-finger-mortgage-points-without-running-numbers
Mortgage points calculator - definition
Bankrate.com provides a FREE mortgage points calculator and other mortgage points calculators to help . Most common terms are 15 years and 30 years.
http://www.bankrate.com/calculators/mortgages/mortgage-loan-points-calculator.aspx
What Are Mortgage Basis Points? - Budgeting Money
When you compare mortgage rates and terms, you will eventually encounter basis points. For example, you talk to a loan officer, telling him/her that you want to .
http://budgeting.thenest.com/mortgage-basis-points-10095.html
463 Broome Street
New York / NY 10013
Phone: 212 966 1722
FHA Requirements: Mortgage Insurance
If the loan to value is >90%, the new Annual Premium is 60 basis points (bps). Note: SF forward mortgages with amortization terms of 15 years or less, and a .
http://www.fha.com/fha_requirements_mortgage_insurance.cfm
An Explanation of Mortgage Points | Home Guides | SF Gate
A mortgage point, or discount point, is 1 percent of the loan amount. For example, a point on a . What Are Points in Mortgage Terms? How to Understand Points .
http://homeguides.sfgate.com/explanation-mortgage-points-7387.html
451 Broome St.
Mortgage Terms
These mortgage loans must specify how their interest rate changes, usually in terms of a relation to a national index such as (but not always) Treasury bill rates.
http://www.1stprioritymortgage.com/index.php?option=com_content&view=article&id=66&Itemid=70
Mortgage Terms Glossary
Get the basic fundamentals on mortgage related terms and terminologies. . if mortgage rates fall from 7.50% to 7.47%, then they've declined 3 basis points.
http://www.realtor.com/home-finance/mortgages/terms-glossary.aspx
Discount point | Mortgage Reference Library
In mortgage terms, this is commonly used to buy down your interest rate. Discount points are usually any percentage, paid in addition to the origination fee .
http://www.brokeroutpost.com/reference/10998.htm
Fannie Mae High Cost Tests: Maximum Points and Fees and ...
The specific Fannie Mae points and fees limitation policy is set forth in the 2010 Fannie Mae Selling Guide Section B2-1.4-01, General Mortgage Terms and .
http://www.docmagic.com/compliance/wizard/2010/may-2010/fannie-mae
What Is a Point in Mortgage Terms? | eHow.com
What Is a Point in Mortgage Terms?. Mortgage lenders and brokers often refer to "points" in when talking about loans. A point is equal to one percent of a .
http://www.ehow.com/facts_5179238_point-mortgage-terms_.html
351 West Broadway
UNDERSTANDING MORTGAGE TERMS - Tuscarawas County
than the stated note rate or advertised rate on the mortgage, because it takes into account points and other credit costs such as private mortgage insurance, loan .
http://www.co.tuscarawas.oh.us/treasurer/Resources/UnderstandingMortgageTerms.pdf
Mortgage Glossary - mortgage terms explained.
1/100th of 1 percent. If an interest rate changes 50 basis points, for example, it has moved 1/2 of 1 percent.
http://www.fedmc.com/glossary.htm
SAO
112 Wooster Street
Phone: 212-334-0456
TSE
120 Wooster Street
Mortgage Terms
Mortgage Terms. Amortization: In early years of an amortized loan, almost all of the payment is applied toward interest, while in the last years of the loan, almost .
http://www.tdhca.state.tx.us/homeownership/fthb/terms.htm
Better Mortgage Rates
Getting Better Mortgage Rate Terms. Search . The most common condition on any mortgage is points. A point . So on a $200,000 mortgage a point is $2,000.
http://www.askjackaboutdebt.com/content/mortgage_terms.htm
JOHN VARVATOS
122 Spring Street
Phone: 212-965-0700
ALEXIA CRAWFORD ACCESSORIES
199 Prince Street
Phone: (212) 473-9703
ANN TAYLOR LOFT
560 Broadway
Phone: (212) 625-0427
ASH FRANCOMB
35 Crosby Street
Phone: (212) 334-3435
ANNE FONTAINE
93 Greene Street
Phone: (212) 343-3154
BAGUTTA LIFE
72 Greene Street
Phone: (212) 925-5216
BELIEVE IT NYC
529 Broome Street
Phone: (212) 334-7223
BETSEY JOHNSON SOHO
138 Wooster Street
Phone: (212) 995-5048
BICHE DE BERE
482 West Broadway
Phone: (212) 598-0571
BIG DROP
174 Spring Street
Phone: (212) 226-9292
BIG DROP
425 West Broadway
Phone: (212) 226-9292
BLOOMINGDALE’S
504 Broadway
Phone: (212) 705-2000
BUFFALO CHIPS
355 West Broadway
Phone: (212) 625-8400
Understanding Mortgage Terminology - Galoor.com
Mortgage terminology - Understanding your mortgage, applying for mortgages and . FHA loans, fixed rate loans, points, and private mortgage insurance (PMI).
http://www.galoor.com/real-estate/2018313-understanding-mortgage-terminology
106 Wooster Street
Phone: (212) 965-5330
Turning Point Mortgage - Terms of Use
The contents of turningpointmortgage.com are owned and copyrighted by Turning Point Mortgage and are protected by the laws of the United States, its treaty .
http://www.turningpointmortgage.com/termsOfUse.html
406 Broome Street
Phone: (212) 925-6200
CALYPSO ST. BARTH
280 Mott Street
Phone: (212) 965-0990
CALYPSO AU MARCHE
426 Broome Street
Phone: (212) 941-9700
CHANEL BOUTIQUE
130 Spring Street
Phone: (212) 334-0055
CHRISTOPHER FISCHER
80 Wooster
Phone: (212) 965 9009
CLEO & PATEK
367 West Broadway
Phone: (212) 431-7541
CRUMPLER
45 Spring Street
Phone: (212) 334-9391
CUSTO BARCELONE BOUTIQUE
474 Broome Street
Phone: (212) 274-9700
D&G DOLCE & GABBANA
434 West Broadway
Phone: (212) 965-8000
DAFFY’S
462 Broadway
Phone: (212) 334-7444
DETOUR-LADIES’
154 Prince Street
Phone: (212) 966-3635
DETOUR-MEN’S
425 West Broadway
Phone: (212) 219-2692
DETOUR-WOMEN’S
472 West Broadway
Phone: (212) 979-6315
DKNY
420 West Broadway
Phone: (646) 613-1100
DO KHAM: THE TIBET EMPORIUM
51 Prince
Phone: (212) 966-2404
DOSA
107 Thompson
Phone: (212) 431-1733
EARL JEAN
160 Mercer
Phone: (212) 226-8709
EILEEN FISHER
395 West Broadway
Phone: (212) 431-4567
FELICIA FARRAR
25 Thompson
Phone: (212) 560-9128
FLYING A
169 Spring
Phone: (212) 965-9090
FORAVI
542 Broadway
Phone: (212) 966-1970
FRENCH CONNECTION
435 West Broadway
Phone: (212) 219-1197
IVAN GRUNDAHL/LINEA S
94 Grand Street
Phone: (212) 334-4964
GUESS?
537 Broadway
Phone: (212) 226-9545
HEAD PORTER
140 Wooster Street
Phone: (212) 995-8108
HELIANTHUS
196 Spring Street
Phone: (212) 966-6435
HUGO HUGO BOSS
132 Greene Street
Phone: (212) 965-1300
IF... SOHO NY
94 Grand
Phone: (212) 334-4964
INA
101 Thompson
Phone: (212) 941-4757
INSTITUT
97 Spring Street
Phone: (212) 431-5521
J. CREW
99 Prince Street
Phone: (212) 966-2739
J. LINDEBERG
126 Spring Street
Phone: (212) 625-9403
JACK SPADE
56 Greene Street
Phone: (212) 625-1820
JILL STUART
100 Greene
Phone: (212) 343-2300
JJ TURK
510 Broome
Phone: (212) 625-9454
JNBY
75 Greene Street
Phone (212) 219-2529
KABAY
339 West Broadway
Phone: (212) 925-9631\
KAORI'S CLOSET
71 West Houston Street
Phone: (212) 387-7788
KATE SPADE
454 Broome Street
Phone: (212) 274-1991
KAZUYO NAKANO
117 Crosby Street
Phone: (212) 941-7093
KEIKO NEW YORK
62 Greene Street
Phone: (212) 226-6051
KENNETH COLE NEW YORK
597 Broadway
Phone: (212) 965-0283
KORS
159 Mercer
Phone: (212) 966-5880
LAUNDRY by Shelli Segal
97 Wooster
Phone: (212) 334-9433
LINUS
160 Spring Street
Phone: (917) 237-0222
LIORA MANNE
91 Grand Street
Phone: (212) 965-0302
LOOPY MANGO
Library and Terminology - Old Virginia Mortgage, Inc.
A mortgage banker or lender funds loans in his or her own name and is usually more competitive than a broker in terms of "points" and "fees". Mortgage Broker: .
http://www.oldvamortgage.com/mortgage-terminology.asp
Phone: (212) 343-7425
LOUNGE
593 Broadway
Phone: (212) 226-7585
LUCKY BRAND DUNGAREES
38 Greene Street
Phone: (212) 625-0707
LYNN PARK
51 Wooster Street
Phone: (212) 965-5133
m0851
115 Mercer
Phone: (212) 431-3069
MALO
125 Wooster Street
Phone: (212) 941-7444
MANKIND
8 Greene Street
Phone: (212) 966-5146
MARC JACOBS
163 Mercer
Phone: (212) 343-1490
Research Center for Mortgage and Home Loans - Yahoo! Homes
Home loans how-to guides covering getting a mortgage, refinancing, home . Compare mortgage terms( i.e. 15yr, 20yr, 30yr) · Should I pay extra points for a .
http://homes.yahoo.com/research-center/
65 Mercer
Phone: (212) 431-4120
MARITHE + FRANCOIS GIRBAUD
47 Wooster
Phone: (212) 625-0066
MAX STUDIO
426 West Broadway
Phone: (212) 941-1141
MAXMARA
450 West Broadway
Phone: (212) 674-1817
MIU MIU
100 Prince
Phone: (212) 334-5156
NANETTE LEPORE BOUTIQUE
423 Broome Street
Phone: (212) 219-8265
NICOLE MILLER SOHO
77 Greene Street
Phone: (212) 219-1825
OLIVE AND BETTE’
158 Spring Street
Phone: (646) 613-8772
ONWARD SOHO
172 Mercer
Phone: (212) 274-1255
THE ORIGINAL LEATHER STORE
176 Spring
Phone: (212) 219-8210
PATAGONIA
101 Wooster Street
Phone: (212) 343-1776
PHAT FARM/BABY PHAT
129 Prince
Phone: (212) 533-7428
PLEATS PLEASE
128 Wooster
Phone: (212) 226-3600
PRADA
575 Broadway
Phone: (212) 334-8888
PUMA
521 Broadway
Phone: (212) 334-7861
QUICKSILVER-BOARDRIDERS CLUB
109 Spring Street
Phone: (212) 334-4500
RALPH LAUREN
379 West Broadway
Phone: (212) 625-1660
RAMPAGE
127 Prince Street
Phone: (212) 995-9569
REPLAY
109 Prince
Phone: (212) 673-6300
REVA MIVASAGAR
22-28 Wooster
Phone: (212) 334-3860
ROSEBUD
131 Thompson
Phone: (646) 602-1565
RUDE GIRL RIVE GAUCHE
237 Centre Street
Phone: (212) 226-0069
SAC BOUTIQUE
115 Grand Street
Phone: (212) 431-2576
SALVATORE FERRAGAMO
124 Spring Street
Phone: (212) 226-4330
SHARAGANO PARIS
529 Broadway
Phone: (212) 941-7086
SKECHERS
530 Broadway
Phone: (212) 431-8803
STACKHOUSE
276 Lafayette
Phone: (212) 925-6931
STELLA MCCARTNEY
112 Greene Street
Phone:
(212) 255 1556
STEVEN ALLAN
60 Wooster
Phone: (212) 334-6354
STUSSY
140 Wooster
Phone: (212) 995-8787
SUPREME
274 Lafayette
Phone: (212) 966-7799
SWISS ARMY SOHO
136 Prince
Phone: (212) 965-5714
TAG HEUER BOUTIQUE
422 West Broadway
Phone: ( 212) 965-5304
TED BAKER LONDON
107 Grand
Phone: (212) 343-8989
Common mortgage terms and definitions
Next, compare points and other fees. Finally, analyze the terms of the mortgage. Check whether it allows prepayment without a penalty. If it's an ARM, compare .
http://www.mikewagner.com/mortgage_terms.htm
440 Broadway
Phone: (212) 219-9966
UNION
172 Spring Street
Phone: (212) 226-8493
UNITED COLORS OF BENETTON
555 Broadway
Phone: (212) 941-8010
VIVIENNE TAM
Mortgage Terminology
This glossary of mortgage terminology will help you get familiar with the . Closing costs usually include an origination fee discount points appraisal fee title .
http://www.mortgage101.com/article/mortgage-terminology
Phone: (212) 966-2398
WOLFORD
122 Greene
Phone: (212) 343-0808
WORK IN PROGRESS
513 Broadway
Phone: (212) 343-2577
X-LARGE
267 Lafayette
Phone: (212) 334-4480
Y & KEI
125 Greene
Phone: (212) 477-7778
YASO
62 Grand
Phone: (212) 941-8506
YELLOW RAT BASTARD
478 Broadway
Phone: (212) 334-2150
YOHJI YAMAMOTO
103 Grand
Phone: (212) 966-9066
ZABARI
506 Broadway
Phone: (212) 431-7980
Childrens Clothing Stores
CALYPSO ENFANT
426 Broome
Phone: (212) 966-3234
JULIAN & SARA
103 Mercer
Phone: (212) 226-1989
LES PETITS CHAPELAIS
142 Sullivan
Phone: (212) 505-1927
LILLIPUT
265 Lafayette
Phone: (212) 965-9567
LILLIPUT SOHO KIDS
240 Lafayette
Phone: (212) 965-9201
MAKIE
109 Thompson
Phone: (212) 625-3930
PATAGONIA
101 Wooster
Phone: (212) 343-1776
Leather Stores
ARIZONA
91 Spring Street
Phone: (212) 941-7022
HUNTING WORLD
118 Greene
Phone: (212) 431-0086
IL BISONTE
120 Sullivan Street
Phone: (212) 966-8773
LE BO PARIS
135 Prince
Phone: (212) 979-0082
THE ORIGINAL LEATHER STORE
176 Spring
Phone: (212) 219-8210
PETER HERMANN LEATHER GOODS
118 Thompson
Phone: (212) 966-9050
SILVERADO
542 Broadway
Phone: (212) 966-4470
Lingerie Stores
BODYHINTS
462 West Broadway
Phone: (212) 777-8677
ERES
98 Wooster
Phone: (212) 431-7300
LE CORSET BY SELIMA
80 Thompson
Phone: (212)334-4936
Maternity Stores
PUMPKIN MATERNITY
407 Broome (at Lafayette)
Phone: (212) 334-1809
Vintage Clothing Stores
CHELSEA GIRL
63 Thompson
Phone: (212) 343-1658
PATINA
451 Broome
Phone: (212) 625-3375
WHAT GOES AROUND COMES AROUND
351 West Broadway
Phone: (212) 343-9303
Home Mortgage Loan Glossary of Terms - Citywide Banks
the stated loan rate for the mortgage, because it takes into account points and . A written letter of agreement detailing the terms and conditions by which the .
http://www.citywidebanks.com/personal-bank/home-loan-glossary.pdf
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Origination Points Definition | Investopedia
Typically, each single origination point represents 1% of the mortgage loan. For example, if you are borrowing $150,000 and the bank is charging you 1.5 .
http://www.investopedia.com/terms/o/originationpoints.asp